With the e-ssentials plan, you can bank whenever, wherever.
CNB e-ssentials Checking:
- Non-CNB ATM surcharge rebates
- Chexmate overdraft protection*
- Free companion savings account
- Free online bill payment services
- Free online check images
- Identity Theft Protection
- Discount Travel Services
| What you get with e-ssentials Checking from CNB |
Monthly
Maintenance Fees |
With direct deposit and 3 direct debits: $0
With direct deposit or 3 direct debits: $3
With check image safekeeping: $6
|
Monthly Check
Writing Fees |
0-15 checks: $0
Over 15: $0.50/check
|
| Companion Savings Account |
Companion Savings Account with no monthly maintenance fee available.
Companion Savings Details
|
| Check Orders |
Cost for check printing varies depending on the style of check ordered. |
| Check Imaging |
Free online images of the front and back of all checks cleared during the statement period.
|
| Online banking |
Available free |
| CNBillPay® |
Pay your bills online with no monthly service or transaction fees.
CNBillPay® Details
|
| Overdraft Protection |
A ChexMate overdraft protection line of credit is available with this account.
Chexmate Overdraft Protection.*
|
| Debit/ATM Card |
Free ATM or MasterMoney debit card (subject to approval).
ATM/Debit Card Details
|
| Automatic Teller Machine (ATM) Access |
Use of CNB ATM is free.
For non-CNB ATM transactions, up to two (2) terminal usage fees will be credited to your checking account per month with a value of $2.00 per use (a maximum value of $4.00 per month).
|
| NYS Basic Banking Account |
The e-ssentials plan with direct deposit meets the NYS Basic Banking Account requirements for our communities. |
| Travel Benefits |
Discount travel services available.
Travel Discounts Details
ACTIVATE membership
|
| Identity Theft Protection Services |
Identity Theft Center-
- Set Fraud Alerts
- Order & Monitor Credit Reports
- Reduce Junk Mail
- Organize and Secure Personal Information
- Activate Restorative Services
Sign-up here -
Identity Protection & Restoration Services
|
*Subject to credit approval.
Additional Account Information & Terms
CNB Insurance Agency is a wholly owned subsidiary of The Canandaigua National Bank and Trust Company. Products offered through CNB Insurance Agency are not deposits or obligations of, or guaranteed, or endorsed by, The Canandaigua National Bank and Trust Company. These products are not federally insured by the Federal Deposit Insurance Corporation or the Federal Reserve Board. Insurance Companies offering products through CNB Insurance Agency are independent of and not affiliated with The Canandaigua National Bank and Trust Company or CNB Insurance Agency.