Whether you’re saving for a house, building a legacy for your family or planning for your retirement, you need to rely on advice from someone you can trust, someone who has a vested interest in your financial well-being.
At Canandaigua National Bank & Trust, we take the time to understand your financial needs and goals at any stage in your life. Our financial professionals, who average over 20 years of experience, are here to educate and optimize all areas of your financial plan:
ChosenTM Investment Strategies
With a plan in place, CNB offers a unique suite of fully diversified investment options that fit any type of financial situation or asset size. Our Chosen Investment Strategies allow you to choose the type of investment vehicle that best meets your needs:
CNB's capabilities are flexible enough to provide solutions for any type of investor, and offer a depth of resources to provide the education and advice you need to keep your plan moving forward. Our Officers do not work on commission, and are dedicated to personal service – so much that we promise it in writing with our Pledge of Accountability. You can be assured that we will return your calls the very same day, meet with you regularly to review your financial well-being, and most importantly treat you with honesty and respect - or your money back*.
Chosen and The Chosen Funds are trademarks of The Canandaigua National Bank and Trust Company. Before investing using mutual funds consider the fund’s investment objectives, risks, charges and expenses.
1Portfolios are managed by OBS Financial Services, Inc., an SEC Registered Investment Advisor, and are comprised of investments from Dimensional Fund Advisors, Inc. 2Investment options are not proprietary mutual funds and are not to be considered a recommendation of any individual security. 3Chosen Folio Investing Folios can be managed or unmanaged and are not registered investment companies. Securities products and services offered through FOLIOfn Investments, Inc. Member FINRA/SIPC.
*Pledge of Accountability Fee Refund Rules. You, our Customer, are entitled to have the Annual Fee charged by CNB for management of your CNB Wealth Strategies Group Account returned should Canandaigua National Bank & Trust fail to deliver on the "Pledge of Accountability" requirements as described above. The Annual Fee is defined as the then prevailing fee charged by CNB under the terms of your Account Agreement based on the market value of the assets under management as of March 31 of any given calendar year up to $10,000. Our Pledge of Accountability to you will be effective after you have signed and returned the Pledge to your CNB Relationship Manager. Only individual accounts where CNB Wealth Strategies Group has full discretion qualify. Custody, Self-Directed and IRA Self-Directed accounts are excluded. To be eligible, your Account must be opened for a minimum of 1 year.
CNB Insurance Agency is a wholly owned subsidiary of The Canandaigua National Bank and Trust Company. Products offered through CNB Insurance Agency are not deposits or obligations of, or guaranteed, or endorsed by, The Canandaigua National Bank and Trust Company. These products are not federally insured by the Federal Deposit Insurance Corporation or the Federal Reserve Board. Insurance Companies offering products through CNB Insurance Agency are independent of and not affiliated with The Canandaigua National Bank and Trust Company or CNB Insurance Agency.
This material is provided for general information purposes only and is not a recommendation or solicitation to buy or sell any particular security, product or service. Past performance is not indicative of future investment results. Any investment involves potential risk, including potential loss of capital. Before making any investment decision, please consult your legal, tax and financial advisors. Non-deposit investment products are not bank deposits and are not insured or guaranteed by Canandaigua National Bank & Trust, or any federal or state government or agency and are subject to investment risks, including possible loss of principal amount invested.