Traditional IRA

By choosing a Traditional IRA, you are able to contribute to your account tax free until you begin withdrawals as early as age 59 1/2. Prior to age 59 1/2, you can only take withdrawals penalty free for: a first time home purchase, higher education, unemployment or certain medical expenses, or as a result of disability or death. To decide if a Traditional IRA is the right choice for you, browse IRA Options for more details.

Ways to Invest Your IRA

Your retirement years may be a long way off, or just around the corner. Until then, your day-to-day focus needs to be on building your career, not your retirement savings. CNB offers a comprehensive suite of investment options for all retirement accounts, no matter how much you have to invest. Discover the many ways you can invest your account through CNB’s our ChosenTM Structured Portfolios1, ChosenTM Active Portfolios, ChosenTM Retirement Year Portfolios1, and The Chosen Funds®2.

If you would like additional information, please use the contact us form or if you would like to speak with a Financial Services Professional, please call 585.419.0670.

Chosen and The Chosen Funds are trademarks of The Canandaigua National Bank and Trust Company. Before investing using mutual funds consider the fund’s investment objectives, risks, charges and expenses. For more complete information, including charges and expenses, contact your financial advisor for a prospectus. Read the prospectus carefully. 
1Portfolios are managed by OBS Financial Services, Inc., an SEC Registered Investment Advisor, and are comprised of investments from Dimensional Fund Advisors, Inc. 2Investment options are not proprietary mutual funds and are not to be considered a recommendation of any individual security.