Also available: Certificates of Deposit. See our CD rates for the Rochester NY area.
Personal Savings Comparison Chart
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Requirement
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None
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Be a CNB Package
Checking Account
Holder
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Available to
persons 21 years
old or younger
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Electronic
Transactions
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None
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Be an
Advantage
Checking
Accountholder
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Be an
Optimum
Checking
Accountholder
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Periodic Statement
Available |
/Accounts/checkmark.gif "Checkmark")
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Free CNBanker Access
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Account Opening Kit |
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No Charge to Access CNB ATMs
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ATM not
offered
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Check-Writing Capabilities |
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Free ATM Card |
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ATM Card not
offered
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Interest Paid |
Quarterly on
$300 or more |
Quarterly on
$300 or more |
Quarterly on
$.01 or more |
Quarterly on
$.01 or more |
Monthly on
$1,000 or more |
Monthly on
$1,000 or more |
Monthly on
$2,500 or more |
Monthly Maintenance Fee |
$3.00
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None
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None
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None
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$6.00
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N/A
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N/A
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Fee Waiver |
If average daily
balance falls
below $300,
waived if you
are 21 and younger |
N/A
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N/A
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N/A
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Average Daily
Balance equal to
or greater
than $1,000 |
N/A
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N/A
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Paper Withdrawals
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Free
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Free
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Free
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$10 each
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Up to three
3rd party
checks-free
> three 3rd party
checks, $3 each |
Up to three
3rd party
checks-free
> three 3rd party
checks, $3 each |
Up to three
3rd party
checks-free
> three 3rd party
checks, $3 each |