CNBusiness ChoiceSM Checking is a comprehensive solution that covers all of your deposit needs and adds benefits as your relationship with CNB grows.
Benefits:
- features both a checking and a savings account that are linked together to allow excess cash to be automatically swept from checking to savings
- automatic daily transfers from savings to checking account to cover checks presented for payment
- no monthly maintenance fee when minimum balance is maintained
Open an account today-
call (585) 394-4260
OR
apply online.
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- linked to CNB's Online Banking for Business for 24-hour access
- images of cancelled checks available on paper or CD-ROM
- can be linked to Business Line of Credit for automatic transfers to checking account as needed with no additional fees when balances maintained
| CNBusiness ChoiceSM Checking Specific Account Terms |
Benefits |
Best for small or new businesses with a lower account balance and few monthly transactions |
No monthly fee if |
$25,000 average daily collected balance |
Free Online Banking for Business (OLBB) |
|
Online Banking for Business plus ACH |
$17/month |
Link to Business Line of Credit* |
Auto Transfer Included |
Business ChexMate* Line of Credit transfer fee |
Auto Transfer Included |
Business ChexMate* annual fee |
$25 |
Fee per item deposited – transit (non-CNB checks) |
≤300/month
$0.10 per item after |
Canceled check images available |
|
No monthly fee Savings account |
|
Choice Sweep feature linked to Savings |
|
Debit MasterCard BusinessCard® |
|
Check Writing |
Free and Unlimited |
WorkPlace Banking (WPB) |
$10,000 reduction on average daily collected balance with a minimum of 10 enrolled employees in WPB |
Monthly and Quarterly CD Statements Available |
$4.00 monthly or $5.00 quarterly |
e-Statement option |
$2 reduction in monthly service fee |
Monthly service fees (if minimum balance is not maintained) |
$94 |
Small Business and Commercial Credit Card (Subject to 3rd party credit approval) |
Available |
*Subject to credit approval.