About CNB

Incorporated in 1887, Canandaigua National Bank & Trust has enjoyed a rich heritage in the Finger Lakes region of Upstate New York. As the Rochester region's only local, full-service community bank, we've grown by offering competitive banking options and the kind of personalized service that builds long-lasting relationships. In fact, CNB's first depositor in 1887, the Ontario Orphan Asylum (since renamed the Ontario Children's Home), remains a customer to this day.

Today, we have 19 community offices located throughout Rochester and the Finger Lakes region and a Financial Services Center located in Bushnell's Basin. Together they offer a full range of financial services for individuals, businesses, municipalities and not-for-profit organizations. It's all part of your bank: Canandaigua National Bank & Trust.

CNB In the Community

CNB is committed to supporting the communities that we work and live in. Read more about CNB in the community.

Personal Banking

CNB offers you a full set of banking services and, just as important, a level of personal service that's second-to-none.

• Checking
• Savings
• Financial Planning
• Loans
• Personal Card Solutions
• Online Banking Services

Business Banking

Whether your business is large or small, whether you're just starting out or already established, CNB has the financial services you need.

• Checking
• Savings
• Payroll Services
• Financing
• Cash Management
• ACH/Electronic Payment Solutions
• Card Solutions
• WorkPlace Banking
• SBA/Economic Development
• Government Banking

Wealth Strategies

For more than 80 years, individuals and organizations have entrusted their financial futures to CNB.

• Retirement Planning
• Investment Management
• Financial Planning
• Trust and Estate Services
• Custodial Services

CNB Mortgage

CNB Mortgage's full range of financing options can help make your dream home a reality. And we can help you refinance and tap the equity in your home.

• Mortgages
• Refinancing
• Construction Loans
• Home Equity Loans

CNB Insurance

The CNB Insurance Agency offers a complete line of insurance products for individuals and businesses, all brought to you by helpful, experienced insurance professionals.

• Life
• Business
• Property/Casualty
• Long-Term Care

Municipal Banking

Our unique CNB Municipal Choice account is the perfect banking solution for cities, towns, school districts, government agencies and other municipalities.

Corporate Governance

Audit Committee Charter (PDF)
Code of Conduct (PDF)
Nominating and Governance Committee Charter (PDF)