CNB logoCanandaigua National Bank & Trust - Your Bank

Personal Banking

child giving piggy bank to teller

Over 120 Years of Relationships

At CNB, it's all about building, growing, and keeping relationships. For us, each customer relationship is an extension of our CNB Family.

While CNB is a comprehensive financial institution, our Personal Banking products and services are our cornerstone. We offer many account options to best fit your needs.

Start a relationship today.

Optimum checking
  • Dedicated Personal Bankers
  • ATM Fee Rebates
  • Travel Benefits
Go Optimum
ATM fee rebates and dedicated Personal Bankers are only two of the many benefits enjoyed by Optimum customers.
CNB Options give you the flexibility to bank the way you want to.
Deposit, withdraw, and save at your convenience.
Auto, Home Equity, Debt Consolidation and more.
Debit and ATM cards for easy account access, as well as prepaid gift cards.
Comprehensive long-term strategies for your financial future.

CNB University

Luck will not secure our retirement. Nor will it fund our children's educations. But smart, disciplined planning can help us do just that and much more. It can help us reach our goals – and not just financial goals. As we know, financial resources are only a means to an end. The end is a fulfilling life with.... 
Jim Terwilliger
Jim Terwilliger
get your statements electronically
3.69% APY, 31-month CD
Member FDIC