In addition to being assigned a dedicated Personal Banker, the Optimum Checking Account offers our most valued customers many other great benefits.

Call (585) 394-4260 or

Personal Banker

Assigned to you

Targeted Financial Plans

Retirement, Education, and more

Free Online Banking

Including check images and online bill payment

ATM Fee Reimbursement

Any bank, anytime, anywhere*

Sweep Feature

Automatically transfers funds between accounts to maximize interest

Bonus Rates

On deposits; discounts on loan rates and home equity lines of credit

$150 Mortgage Credit

At closing

Overdraft Protection

Available - subject to credit approval

Optimum Club Membership

Social events including escorted travel (Town & Country)

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CNB University

Road to Retirement: The Middle Years

If you're in your 30s or 40s, the idea of saving for retirement shouldn't be new to you. You’re probably already participating in your employer's 401(k) or other plan or investing on your own through an Individual Retirement Account...