Want to make the most of your banking relationship? With the Optimum plan, you can. Receive preferred rates, bank online or at the bank office, and have a dedicated personal banker available to assist you with all your financial needs. And, with our Optimum Sweep feature, you will have all the tools you need to manage your assets, effectively consolidating your banking and investing services into one relationship.
As an Optimum accountholder, you'll receive special benefits such as membership in our Optimum Club. Members of the Optimum Club are provided a variety of social gatherings with peers, who like you, enjoy escorted group travel, theater, and picnics in the park.
You'll benefit from this plan if you:
- prefer interest-bearing checking and unlimited check writing
- desire a Personal Banker and targeted financial planning
- prefer CNB's best consumer loan and deposit rates
- desire the ability to conveniently manage multiple deposit and investment relationships, so that all of your dollars are working for you all the time
- desire ATM terminal fee rebates
- enjoy social gatherings and escorted travel
- value timely education and advice through targeted communications relevant to your banking behaviors
It's fast, easy and secure.
To view more Optimum Checking details - click here!
As the Rochester, NY region's only local, full-service, community-owned financial institution, we've grown by offering competitive banking options and the kind of personalized service that builds long-lasting relationships.
Additional Account Information & Terms
*Subject to credit approval.
** Securities are offered through, and advisors are registered with Cetera Investment Services LLC, member FINRA/SIPC. Advisory Services are offered through OBS Financial Services, Inc. Cetera Investment Services LLC is independent of OBS Financial Services, Inc. and Canandaigua National Bank & Trust. Securities are: *Not FDIC Insured *Not Bank Guaranteed *May Lose Value *Not a Bank Deposit *Not Insured by any Federal Government Agency. Registered address: 72 South Main Street, Canandaigua, NY 14424.
Registered Representatives are registered to conduct securities business and licensed to conduct insurance business in limited states. Response to, or contact with, residents of other states will only be made upon compliance with applicable licensing and registration requirements. The information on this website is for U.S. residents only and does not constitute an offer to purchase brokerage services to persons outside of the United States.