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You > Checking

Optimum Checking

The Optimum Account is our most comprehensive checking relationship with extensive features and benefits. Whether you bank online or at the bank office, you’ll enjoy preferred deposit and loan rates, valuable education and advice, and an exceptional customer service experience.

Optimum Account Benefits:

  • Expanded ATM Network available.
  • Interest-bearing checking and unlimited check writing. 
  • Preferred deposit rates - CD and Money Market.
  • Consumer loan rate discounts with auto-payment.
  • No fee transactions at CNB or non-CNB ATMs.
  • Consumer Mortgage closing credit. (restrictions apply)
  • Optimum sweep functionality available, maximize the interest earned on your deposits. 
 

atm

ATM Fee Rebates

No fees at CNB ATMs or for foreign ATM transactions. Rebate of terminal usage fees up to 4/month ($10 value).
personal banker

Personal Banker

You'll have a personal banker available to assist you with all of your financial needs.
 
Travel

Escorted Travel

Created with our customers in mind, all trips are escorted by CNB personnel and provide you with peace of mind while traveling. More Information
rewards

CNBankerREWARDS

A valuable debit card program that rewards your for everyday shopping.



Features and Benefits of the Optimum Checking Account »

 

Discover the CNB difference. 

As the only local, full-service, community-owned financial institution in the Greater Rochester Area, CNB is investing in you, your business, and your community through our products, personal service, technology, and community support. We offer competitive banking solutions and personalized service that build long-lasting relationships. 

 


The Optimum Account is our most comprehensive checking relationship with extensive features and benefits. Whether you bank online or at the bank office, you’ll enjoy preferred deposit and loan rates, valuable education and advice, and an exceptional customer service experience.

Optimum Account Benefits:

  • Expanded ATM Network available.
  • Interest-bearing checking and unlimited check writing. 
  • Preferred deposit rates - CD and Money Market.
  • Consumer loan rate discounts with auto-payment.
  • No fee transactions at CNB or non-CNB ATMs.
  • Consumer Mortgage closing credit. (restrictions apply)
  • Optimum sweep functionality available, maximize the interest earned on your deposits. 
 
atm

ATM Fee Rebates

No fees at CNB ATMs or for foreign ATM transactions. Rebate of terminal usage fees up to 4/month ($10 value).

personal banker

Personal Banker

You'll have a personal banker available to assist you with all of your financial needs.

Travel

Escorted Travel
Created with our customers in mind, all trips are escorted by CNB personnel and provide you with peace of mind while traveling.

rewards

CNBankerREWARDS

A valuable debit card program that rewards your for everyday shopping.

Features and Benefits of the Optimum Checking Account

 

Discover the CNB difference.

As the only local, full-service, community-owned financial institution in the Greater Rochester Area, CNB is investing in you, your business, and your community through our products, personal service, technology, and community support. We offer competitive banking solutions and personalized service that build long-lasting relationships.