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Personal Checking

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Which Plan is right for you—the Traditional, e-ssentials, or Optimum plan? As the only local, full-service community-owned financial institution in the Greater Rochester area, our relationship with you extends beyond the financial. It's about you—the solutions you want and need today, and for the future.  

CNB Personal Checking:
  • No Fee Online Banking
  • No Fee Online BillPay
  • No Fee Mobile Banking
  • No Fee Personal Financial Management Tool -
    CNBudget Central
  • ATM or MasterMoney Debit Card*
  • Check Imaging
  • ChexMate Overdraft Protection**  

It's fast, easy and secure.

Compare Checking Accounts »

Choose the plan that's right for you.

Optimum Checking Account »

Maximize your money.

e-ssentials Checking Account »

Anytime. Anywhere.

Traditional Checking Account »

Easy, convenient, and reliable.

*Subject to approval.

**Subject to credit approval.