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Personal Checking

What makes CNB Checking different?  Our checking accounts deliver today's banking conveniences: Online Banking, CNBillPay, Mobile Deposit, Mobile App, Text Banking, CNBanker® Voice and more.  In addition to our online and mobile banking solutions, we remain focused on personal service with extended banking hours - including Saturday and Sunday at select locations - and an extensive ATM network throughout the Greater Rochester Area. 

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CNB Checking Accounts:

Available with Checking Accounts:

  • ATM/Debit Card/Rewards Programs - Earn points with purchases. Gold rewards available.
  • Additional Banking Conveniences - Direct Deposit, Direct Debit, e-statement, and more. 


Convenience Banking

What makes banking convenient for you?

CNB makes it easy - whether on the go, at home, or in a branch, CNB offers convenient banking options, and familiar faces. From online and mobile solutions, coin counters, enhanced ATMs, weekend hours, and convenient locations.


Exceptional Customer Service

Seasoned Professionals.

What truly sets CNB apart from other financial institutions is the quality and commitment from our employees. With relationships measured in generations, not years, you'll find we are not your typical bank.


Debit Card Reward Programs

Earn points everyday by simply using your debit card.

Our cards come with enhanced Mastercard® benefits and distinctive rewards. Upgrade to a CNB My Rewards™ Gold Debit Card and enjoy bonus rewards, cash back on online purchases, roadside assistance and more.

Discover the CNB difference.

As the only local, full-service, community-owned financial institution in the Greater Rochester Area, CNB is investing in you, your business, and your community. At CNB, we realize that no two customers are alike. Neither are their banking needs. Our competitive checking accounts offer debit card rewards programs and other additional banking conveniences such as, mobile solutions, coin counters, enhanced ATMs, weekend hours and more.

Additional Account Information & Terms