Always on the go? With the e-ssentials plan, you can bank whenever, wherever. This plan is designed to provide convenient, time-saving, readily accessible banking solutions for all your financial needs. Whether you're traveling around the world or around the town, this banking option is essential to the way you bank.
You'll benefit from this plan if you:
- receive direct deposit
- desire ATM terminal fee rebates
- prefer to use electronic debits/payments
- wish to have free 24-hour access to your account via phone, Web, or any ATM worldwide
- utilize online banking and bill payment services
It's fast, easy and secure.
|What you get with e-ssentials Checking from CNB
|With direct deposit AND e-statement: $0
With direct deposit OR e-statement: $3
With NEITHER direct deposit nor e-statement: $8
|Automatic Teller Machine (ATM) Access and Rebates
||Use of CNB ATM is free.
For non-CNB ATM transactions, up to two (2) terminal usage fees will be credited to your checking account per month with a value of $2.50 per use (a maximum value of $5.00 per month).
||Consumer Loan discount of .25% with electronic payment from CNB Checking Account. **
|Online Banking &
|No fee 24-hour access.
CNB Mobile Banking & App Details
||Pay your bills online with no monthly service or transaction fees.
||Stay in control of your finances with this free personal financial
CNBudget Central Details
|Companion Savings Account
||One Companion Savings Account with no monthly maintenance fee.
Companion Savings Details
|ATM or MasterMoney™ Debit Card
||Free ATM or debit card (subject to approval).
ATM/Debit Card Details
||A ChexMate Overdraft Protection line of credit is available with this account.
Chexmate Overdraft Protection.*
|0-15 checks: $0
Over 15: $0.50/check
||Cost for check printing varies depending on the style of check ordered.
||Free online images of the front and back of all checks cleared during the statement period.
|NYS Basic Banking Account
||The e-ssentials plan with direct deposit meets the NYS Basic Banking Account requirements for our communities.
As the Rochester, NY region's only local, full-service, community-owned financial institution, we've grown by offering competitive banking options and the kind of personalized service that builds long-lasting relationships.
*Subject to credit approval.
**Loan discounts limited to 1 discount per loan.
Additional Account Information & Terms