Skip to main content

Upgrade for a Better Experience

Canandaigua National Bank & Trust would like to encourage all of our customers to update their internet browsers as new releases are made available. Using the most recent browser version ensures the best security, design experience, speed and functionality.

Continue to CNBank.com

If you have any comments or concerns, please contact our Customer Call Center at 585.394.4260 ext. 0.

You > Insurance

Medicare & NYS Exchange Marketplace

With ongoing changes to the health care arena, its nice to know that your local bank can lend some assistance.  You may have questions and concerns regarding your health care options for yourself and your family, let us connect you with one of our specialists to assist you in evaluating your alternatives.

Medicare:
  • Medicare - Healthcare options for individuals 65 years or older.
  • Initial Enrollment - Initial enrollment begins 3 months prior to your 65th birthday.
  • Open Enrollment -  Plan changes can be made annually during the open period.

NYS Exchange Marketplace:
  • NYS Individual Exchange Marketplace - Healthcare options for individuals and families who are not covered under another plan (employer, spouse).
  • Special Enrollment - Available if you have experienced a qualifying life event.
  • Open Enrollment - Plan changes can be made annually during the open period.
 

65

65th Birthday 
Contact CNB Insurance Agency six months before your 65th birthday to review your healthcare options. 

Expert Advice

Expert Advice
CNB Insurance Professionals are here provide timely education and advice to care for your total financial health through every stage of life.

 
Shopping

We Do the Shopping
Most people renew with the same policy every year, because it is easier.  Let us SHOP for you this year.

Health Plan

Utilize Our Resources
You pay the same amount of money if you utilize our resources or buy coverage direct by yourself.



Discover the CNB difference. 
As the only local, full-service, community-owned financial institution in the Greater Rochester Area, CNB is investing in you, your business, and your community through our products, personal service, technology, and community support. We offer competitive banking solutions and personalized service that build long-lasting relationships.   

 



Medicare:
  • Medicare - Healthcare options for individuals 65 years or older.
  • Initial Enrollment - Initial enrollment begins 3 months prior to your 65th birthday.
  • Open Enrollment -  Plan changes can be made annually during the open period.

NYS Exchange Marketplace:
  • NYS Individual Exchange Marketplace - Healthcare options for individuals and families who are not covered under another plan (employer, spouse).
  • Special Enrollment - Available if you have experienced a qualifying life event.
  • Open Enrollment - Plan changes can be made annually during the open period.
 

65

65th Birthday 
Contact CNB Insurance Agency six months before your 65th birthday to review your healthcare options. 

Expert Advice

Expert Advice
CNB Insurance Professionals are here provide timely education and advice to care for your total financial health through every stage of life.

Shopping

We Do the Shopping
Most people renew with the same policy every year, because it is easier.  Let us SHOP for you this year.

Health Plan

Utilize Our Resources
You pay the same amount of money if you utilize our resources or buy coverage direct by yourself.



Discover the CNB difference.

As the only local, full-service, community-owned financial institution in the Greater Rochester Area, CNB is investing in you, your business, and your community through our products, personal service, technology, and community support. We offer competitive banking solutions and personalized service that build long-lasting relationships.



CNB Insurance Agency is a wholly owned subsidiary of The Canandaigua National Bank and Trust Company. Products offered through CNB Insurance Agency are not deposits or obligations of, or guaranteed, or endorsed by, The Canandaigua National Bank and Trust Company. These products are not federally insured by the Federal Deposit Insurance Corporation or the Federal Reserve Board. Insurance Companies offering products through CNB Insurance Agency are independent of and not affiliated with The Canandaigua National Bank and Trust Company or CNB Insurance Agency.