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You

Retirement Planning

We will help you create a personalized plan that supports your goals for retirement. We also serve as Trustee for your Individual Retirement Account (IRA), which means we’ll act responsibly as a fiduciary for you and your beneficiaries.                                               

Retirement Account Options:
  • Traditional IRA - Invest before-tax dollars and pay taxes on withdrawals.
  • ROTH IRA - Invest after-tax dollars and take withdrawals tax free.
  • Inherited IRA - Understand your distribution options and the requirements involved.
  • Rollover IRA - Consolidate your accounts to make your plan more efficient and easier to manage.
  • Employer-Sponsored Plans - Retirement plan options for your employees. 
 

C Johnson

Team of Advisors
We have a team of advisors dedicated to you, providing holistic education and advice when you need it.

reviews

Regular Reviews
We will meet with you regularly to review your strategy, making adjustments based on changes in your life.

 
fiduciary

Fiduciary Duties
This includes, investment management, tax reporting, and distribution.

rebalancing

Portfolio Rebalancing
This will help to maintain your asset allocation and maximize the likelihood of reaching your goals.

 



Discover the CNB difference. 
As the only local, full-service, community-owned financial institution in the Greater Rochester Area, CNB is investing in you, your business, and your community through our products, personal service, technology, and community support. We offer competitive banking solutions and personalized service that build long-lasting relationships. 

We will help you create a personalized plan that supports your goals for retirement. We also serve as Trustee for your Individual Retirement Account (IRA), which means we’ll act responsibly as a fiduciary for you and your beneficiaries.

Schedule an appointment:Schedule Appointment 

Retirement Account Options:
  • Traditional IRA - Invest before-tax dollars and pay taxes on withdrawals.
  • ROTH IRA - Invest after-tax dollars and take withdrawals tax free.
  • Inherited IRA - Understand your distribution options and the requirements involved.
  • Rollover IRA - Consolidate your accounts to make your plan more efficient and easier to manage.
  • Employer-Sponsored Plans - Retirement plan options for your employees. 
 

Team of advisors

Team of Advisors
We have a team of advisors dedicated to you, providing holistic education and advice when you need it.

reviews

Regular Reviews
We will meet with you regularly to review your strategy, making adjustments based on changes in your life.

fiduciary

Fiduciary Duties
This includes, investment management, tax reporting, and distribution.

rebalancing

Portfolio Rebalancing
This will help to maintain your asset allocation and maximize the likelihood of reaching your goals.


Discover the CNB difference.
As the only local, full-service, community-owned financial institution in the Greater Rochester Area, CNB is investing in you, your business, and your community through our products, personal service, technology, and community support. We offer competitive banking solutions and personalized service that build long-lasting relationships.

This material is provided for general information purposes only and is not a recommendation or solicitation to buy or sell any particular security, product or service. Past performance is not indicative of future investment results. Any investment involves potential risk, including potential loss of capital. Before making any investment decision, please consult your legal, tax and financial advisors. Non-deposit investment products are not bank deposits and are not insured or guaranteed by Canandaigua National Bank & Trust, or any federal or state government or agency and are subject to investment risks, including possible loss of principal amount invested.