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You > Loans > Home Equity

Home Equity Loan

Pay for those unexpected emergencies, purchase a vehicle, take a vacation, consolidate debt, or pay college tuition.  As the Rochester, NY region's only local, full-service community bank, we've grown by offering competitive banking options and the kind of personalized service that builds long-lasting relationships.

CNB Home Equity Loans:
  • No Closing Costs - the bank pays all closing costs (unless the account is paid off and closed prior to 3 years)
  • Tax Deductible - interest on your home equity loan may be tax deductible (consult your tax advisor)
  • Local decision-making and loan processing

It's fast, easy and secure.

Rates are determined based on the term selected, total loan-to-value and amount borrowed. Consult a tax advisor regarding the deductibility of interest and charges on this loan.

Fixed Rate Loans
Fixed Rate Loans  are available for various terms .

Adjustable Rate Loans
Longer terms are available, up to 20 years, with rates adjusted every 3 or 10 years.

Additional Account Information & Terms

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