Pay for those unexpected emergencies, purchase a vehicle, take a vacation, consolidate debt, or pay college tuition. As the Rochester, NY region's only local, full-service community bank, we've grown by offering competitive banking options and the kind of personalized service that builds long-lasting relationships.
CNB Home Equity Loans:
- No Closing Costs - the bank pays all closing costs (unless the account is paid off and closed prior to 3 years)
- Tax Deductibile - interest on your home equity loan may be tax deductible (consult your tax advisor)
- Local decision-making and loan processing
It's fast, easy and secure.
Rates are determined based on the term selected, total loan-to-value and amount borrowed. Consult a tax advisor regarding the deductibility of interest and charges on this loan.
Fixed Rate Loans
Fixed Rate Loans are available for terms from 3 to 10 years.
Adjustable Rate Loans
Longer terms are available, up to 20 years, with rates adjusted every 3 or 10 years.
Additional Account Information & Terms
Contact Me Regarding Loan Rates
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