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You > Loans

Home Equity Solutions

Pay for those unexpected emergencies, purchase a vehicle, take a vacation, consolidate debt, or pay college tuition. Home equity loans and lines of credit are that flexible.

CNB Home Equity Solutions:

  • Home Equity Loan - Fixed rate loans with various terms. 
  • CNB FlexEquity - Home Equity Line of Credit with up to five fixed-rate sub-loans.
 

Home Equity

Put the Equity in Your Home to Work 

Borrow up to 85% of the value in your home.
Tax Deductible

Tax Deductible

Interest on your home equity loan may be tax deductible (consult your tax advisor).
 
No Closing Costs

No Closing Costs

The bank pays all closing costs (unless the account is paid off and closed prior to 3 years).
Local Decision Making

Local Decision Making

All loans are decisioned and processed locally.
 

Discover the CNB difference.

As the only local, full-service, community-owned financial institution in the Greater Rochester Area, CNB is investing in you, your business, and your community through our products, personal service, technology, and community support. We offer competitive banking solutions and personalized service that build long-lasting relationships. 




SAFE Act Compliance & Mortgage Loan Originator Information 

Canandaigua National Bank & Trust and CNB Mortgage Company comply with all registration requirements for Mortgage Loan Originators (MLOs) in compliance with the federal Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act). If you would like additional information related to one of our MLOs, please use the following link to access the Nationwide Mortgage Licensing System and Registry:  http://www.nmlsconsumeraccess.org/

Pay for those unexpected emergencies, purchase a vehicle, take a vacation, consolidate debt, or pay college tuition. Home equity loans and lines of credit are that flexible.

CNB Home Equity Solutions:

  • Home Equity Loan - Fixed rate loans with various terms. 
  • CNB FlexEquity - Home Equity Line of Credit with up to five fixed-rate sub-loans.
 

Home Equity

Put the Equity in Your Home to Work 

Borrow up to 85% of the value in your home.

Tax Deductible

Tax Deductible

Interest on your home equity loan may be tax deductible (consult your tax advisor).

No Closing Costs

No Closing Costs

The bank pays all closing costs (unless the account is paid off and closed prior to 3 years).

Local Decision Making

Local Decision Making

All loans are decisioned and processed locally.

Discover the CNB difference.

As the only local, full-service, community-owned financial institution in the Greater Rochester Area, CNB is investing in you, your business, and your community through our products, personal service, technology, and community support. We offer competitive banking solutions and personalized service that build long-lasting relationships.


SAFE Act Compliance & Mortgage Loan Originator Information 

Canandaigua National Bank & Trust and CNB Mortgage Company comply with all registration requirements for Mortgage Loan Originators (MLOs) in compliance with the federal Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act). If you would like additional information related to one of our MLOs, please use the following link to access the Nationwide Mortgage Licensing System and Registry:  http://www.nmlsconsumeraccess.org/