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Loans

What makes CNB lending different?  Whether you are applying for a loan online or in a branch - your loan will be processed and decisioned locally. We offer competitive interest rates for auto new/used, home improvement, home equity and personal loans. 


CNB Loan Solutions:

  • Home Equity - Put the equity in your home to use with one of our home equity solutions.
  • ChexMate - Overdraft protection for your checking account.
  • Auto and Recreational Vehicle Loans - Flexible loan amounts and terms, fixed interest rates.
  • Personal/Debt Consolidation - Pay off your debt and reduce your monthly payments.
  • Home Improvement - Convenient financing for all of your home renovations. 
  • Personal Credit Cards - Apply here for a Complete RewardsSM, Platinum Edition® or Secured card. 

Subject to credit approval.


Approved  

Local Decision Making

Local Loan Processing.

We make our loan decisions locally and are able to work quickly to meet your needs. We offer an online application that is fast, easy, and secure - apply anytime!



Customer Service  

Exceptional Customer Service

Seasoned Professionals.

Our experienced bank office representatives are available to assist you in applying for any of our loan products. They can guide you in the right direction and get you the right loan.



relationships  

We Reward Relationships

Loan Discounts with Checking Account Relationship..

CNB wants to bring the most benefit to our customers and their relationship with us.  Receive a consumer loan discount when you establish auto-payment from your CNB Checking Account.*



Discover the CNB difference.

As the only local, full-service, community-owned financial institution in the Greater Rochester Area, CNB is investing in you, your business, and your community. With local decision making and loan processing, your experience will be swift & simple. We offer competitive interest rates for home equity loans, auto loans, debt consolidation, home improvement loans, and more.

*Loan discounts limited to one discount per loan, maximum, .50%.