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Homebuyer Dream Program

The Homebuyer Dream Program (HDP) is a grant program financed by the Federal Home Loan Bank of New York (FHLBNY) to assist individuals and families with the purchase of their first home.

Homebuyer Dream Program:

  • First-time homebuyer
  • A grant of up to $20,000 per household
    ($19,500 for down payment and other expenses,
    additional $500 for defrayment of non-profit counseling agency costs)
  • Low down payment
  • Available on a first-come, first-served basis

What does the FHLBNY provide through the HDP?


How do I qualify?


How do I sign up?


CNB Mortgage Company - Licensed New York Mortgage Banker, NYS Department of Financial Services, NMLS ID 213408.
CNB Mortgage Company is a wholly owned subsidiary of Canandaigua National Bank & Trust.

Canandaigua Office - 72 South Main Street, Canandaigua, NY 14424 | Pittsford Office - 63 Monroe Ave, Suite A, Pittsford, NY 14534