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Mortgage Options


Prequalify online today. At CNB Mortgage Company, our decision making and loan processing make the process swift, simple, and stress-free.

App and Toolkit

Download our customized Mortgage App to access helpful and educational mortgage tools. Personalized to each mortgage loan originator, enjoy direct access to their mobile business card and contact information with one click.

Request Rates

Our goal is to work one-on-one to find the best loan solution for you. Request rates today.

Helpful resources and expert people—it’s the total package. Getting the right loan is as important as finding the right home. With easy access to tools and information, a range of financing options, and people who know your local market, CNB Mortgage makes it simple. It all adds up to the ideal home loan experience, from application to closing—with local decision making and loan processing that makes it fast and worry-free.


Portfolio Mortgages

Various amortization terms available (30, 20, 15 year).


Construction Mortgages

Flexible draw schedules, competitive rates during construction.

Home Equity  

Home Equity

Put the equity in your home to use.


Fixed-Rate Mortgages

Lock in an interest rate for the entire term of mortgage.


Special Loan Programs

VA, FHA - We will work with you to explore all financing options.


Homebuyer Dream Program

Grant program to assist with the purchase of first home.

SAFE Act Compliance & Mortgage Loan Originator Information
Canandaigua National Bank & Trust and CNB Mortgage Company comply with all registration requirements for Mortgage Loan Originators (MLOs) in compliance with the federal Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act). If you would like additional information related to one of our MLOs, please use the following link to access the Nationwide Mortgage Licensing System and Registry:

CNB Mortgage Company - Licensed New York Mortgage Banker, NYS Department of Financial Services, NMLS ID 213408.
CNB Mortgage Company is a wholly owned subsidiary of Canandaigua National Bank & Trust.

Canandaigua Office - 72 South Main Street, Canandaigua, NY 14424, (585) 394-9100 | Pittsford Office - 63 Monroe Ave, Suite A, Pittsford, NY 14534, (585) 385-2370