What makes Canandaigua Investment Services different? Our Financial Advisors will take you through a financial planning evaluation to examine your personal situation, resources and objectives. Our Advisors follow a defined 6-step process: (1) establish financial goals, (2) gather and analyze information to create a financial plan, (3) present plan, (4) advise on investment and tax strategies, (5) implement the plan, and (6) review progress.
Planning:
- Financial Planning - Creating a plan to meet your personal goals.
- Mutual Funds - Professionally managed, diversified portfolios.
- Annuities - Immediate or deferred.
- Life / Long Term Care / Disability Insurance - Protection for you and your family.
Assessing Your Current Financial Situation
Tracking income and expenses,
evaluating net worth, completing a financial inventory and developing a "snapshot" of today.
Protecting Against Financial Crisis
Life protection, disability income, business continuation planning, or addressing health concerns, including nursing home expenses and long-term care options.
Minimizing Taxes**
Reviewing tax-advantaged investment options, evaluating net worth, developing a tax deferral strategy, and reviewing tax strategies for distributions from qualified plans.
Retirement Planning
Estimating retirement income and age, and the value of government programs; assessing current retirement assets; determining how to take distributions; charitable giving; developing a plan to eliminate any gaps.
Asset Allocation
Time horizon and risk tolerance, finding the most appropriate asset mix of equities, bonds and cash.
Preserving Wealth/Estate Planning**
Minimizing excess estate taxes, helping plan for federal, state and inheritance taxes, funding the transfer of your family business, and helping protect your legacy.
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Check the background of our investment professionals or the firm. |
Securities and insurance products are offered through Cetera Investment Services LLC, member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Neither firm is affiliated with the financial institution where investment services are offered. Advisory services are only offered by Investment Adviser Representatives.
Investments and Insurance products are: *Not FDIC insured *May lose value *Not bank guaranteed *Not a deposit *Not insured by any federal government agency.
This site is published for residents of the United States only. Registered Representatives of Cetera Investment Services LLC may only conduct business with residents of the states and/or jurisdiction in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every advisor listed. For additional information, please contact the advisor(s) listed on the site, visit the Cetera Investment Services LLC site.
View Cetera Investment Services privacy policy, business continuity plan, and other important information.
**For a comprehensive review of your personal situation, always consult with a legal or tax advisor. Neither Cetera Investment Services, Cetera Investment Advisers nor any of its representatives may give legal or tax advice.
72 South Main Street, Canandaigua, NY 14424 | (585) 394-4260