With ongoing changes to the health care arena, its nice to know that your local bank can lend some assistance. You may have questions and concerns regarding your health care options for yourself and your family, let us connect you with one of our specialists to assist you in evaluating your alternatives.
Please note: appointments are currently being conducted by
phone.
Medicare:
- Medicare - Healthcare options for individuals 65 years or older.
- Initial Enrollment - Initial enrollment begins 3 months prior to your 65th birthday.
- Open Enrollment - Plan changes can be made annually during the open period.
NYS Exchange Marketplace:
- NYS Individual Exchange Marketplace - Healthcare options for individuals and families who are not
covered under another plan (employer, spouse).
- Special Enrollment - Available if you have experienced a qualifying life event.
- Open Enrollment - Plan changes can be made annually during the open period.
65th Birthday
Contact CNB Insurance Agency six months before your 65th birthday to review your healthcare options.
Expert Advice
CNB Insurance Professionals are here provide timely education and advice to care for your total financial
health through every stage of life.
We Do the Shopping
Most people renew with the same policy every year, because it is easier. Let us SHOP for you this
year.
Utilize Our Resources
You pay the same amount of money if you utilize our resources or buy coverage direct by yourself.
Discover the CNB difference.
As the only local, full-service, community-owned financial institution in the Greater Rochester Area, CNB is
investing in you, your business, and your community. At CNB Insurance Agency, we offer comprehensive solutions
to help you protect what’s most important to you. Our expertise includes life insurance, wealth transfer,
long-term care insurance, fixed annuity, disability insurance, estate planning services, and more.