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Medicare & NYS Exchange Marketplace

Our estate administration professionals have a range of experience, and help fulfill the responsibilities of your estate plan. As Executor, we act with compassion in settling your finances and transferring assets to beneficiaries. 

Please note: appointments are currently being conducted by phone.


  • Medicare - Healthcare options for individuals 65 years or older.
  • Initial Enrollment - Initial enrollment begins 3 months prior to your 65th birthday.
  • Open Enrollment -  Plan changes can be made annually during the open period.

NYS Exchange Marketplace:

  • NYS Individual Exchange Marketplace - Healthcare options for individuals and families who are not covered under another plan (employer, spouse).
  • Special Enrollment - Available if you have experienced a qualifying life event.
  • Open Enrollment - Plan changes can be made annually during the open period.


65th Birthday

Contact CNB Insurance Agency six months before your 65th birthday to review your healthcare options.

Expert Advice

Expert Advice

CNB Insurance Professionals are here provide timely education and advice to care for your total financial health through every stage of life.


We Do the Shopping

Most people renew with the same policy every year, because it is easier.  Let us SHOP for you this year.

Health Plan  

Utilize Our Resources

You pay the same amount of money if you utilize our resources or buy coverage direct by yourself.


Discover the CNB difference.

As the only local, full-service, community-owned financial institution in the Greater Rochester Area, CNB is investing in you, your business, and your community. At CNB Insurance Agency, we offer comprehensive solutions to help you protect what’s most important to you. Our expertise includes life insurance, wealth transfer, long-term care insurance, fixed annuity, disability insurance, estate planning services, and more.

CNB Insurance Agency is a wholly owned subsidiary of The Canandaigua National Bank and Trust Company. Products offered through CNB Insurance Agency are not deposits or obligations of, or guaranteed, or endorsed by, The Canandaigua National Bank and Trust Company. These products are not federally insured by the Federal Deposit Insurance Corporation or the Federal Reserve Board. Insurance Companies offering products through CNB Insurance Agency are independent of and not affiliated with The Canandaigua National Bank and Trust Company or CNB Insurance Agency.