Advertised Annual Percentage Yield (APY) assumes that the principal and interest will remain on deposit for the entire term. A penalty may be imposed for early withdrawal. Fees could reduce the earnings on the account. Interest that is not compounded cannot remain on deposit and payout of interest is mandatory.

*Annual Percentage Yield (APY) is a limited time offer beginning February 21, 2024. Subject to change without notice. Minimum to open the account and obtain advertised APY is $10,000. Advertised APY requires $10,000 not currently on deposit at CNB. Cannot be combined with other offers and is not eligible for Optimum Checking preferred rate benefits. Municipal deposits are not eligible.

**Offered to accounts opened April 17, 2024 through May 21, 2024. Minimum to open the account and obtain APY is $500. An Optimum Checking account is required for special rate. The Optimum Checking Account offers additional benefits and discounts.

DEPOSIT PRODUCTS - Member FDIC