Advertised Annual Percentage Yield (APY) assumes that the principal and interest will remain on deposit for the entire term. A penalty may be imposed for early withdrawal. Fees could reduce the earnings on the account. Interest that is not compounded cannot remain on deposit and payout of interest is mandatory.

1APY is a limited time offer beginning February 21, 2024. Subject to change without notice. Minimum to open the account and obtain advertised APY is $10,000. Advertised APY requires $10,000 not currently on deposit at CNB. Cannot be combined with other offers and is not eligible for Optimum Checking preferred rate benefits. Municipal deposits are not eligible.

2Offered to accounts opened April 17, 2024 through May 21, 2024. Minimum to open the account and obtain APY is $500. An Optimum Checking account is required for special rate. The Optimum Checking Account offers additional benefits and discounts.

DEPOSIT PRODUCTS - MEMBER FDIC