Skip to main content

ADA Compliance

Security Center | Customer Support | Contact Us

Locations Search
You > Savings

Certificate of Deposit


Rates are good 10/20/2021 through 11/16/2021

Minimum to open is $500

Short-Term
13- Month
CD Rate Special
Long-Term
23- Month
CD Rate Special
 Long-Term 
31- Month
CD Rate Special
  APY* APY* APY*
With Optimum Checking Account 0.25% 0.33% 0.48%
Other/No Checking Account 0.15% 0.23% 0.38%

For additional CD rates, call (800) 724-2621 or (585) 394-4260.

Discover the CNB difference.

As the only local, full-service, community-owned financial institution in the Greater Rochester Area, CNB is investing in you, your business, and your community through our products, personal service, technology, and community support. We offer competitive banking solutions and personalized service that build long-lasting relationships.


*Annual Percentage Yield (APY) offered to accounts opened October 20, 2021 through November 16, 2021. Minimum to open the account and obtain APY is $500. Advertised APY assumes that the principal and interest will remain on deposit for the entire term. Penalty will be imposed for early withdrawal. The Optimum Checking Account offers additional benefits and discounts.