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Certificate of Deposit



Rates are good 9/9/2020 through 10/6/2020

Minimum to open is $500

Short-Term
8- Month
CD Rate Special
Long-Term
19- Month
CD Rate Special
 Long-Term 
28- Month
CD Rate Special
   APY* APY*   APY*  
With Optimum Checking Account 0.44% 0.51% 0.61%
Other/No Checking Account 0.34% 0.41% 0.51%

For additional CD rates, call (800) 724-2621 or (585) 394-4260.

Discover the CNB difference.

As the only local, full-service, community-owned financial institution in the Greater Rochester Area, CNB is investing in you, your business, and your community through our products, personal service, technology, and community support. We offer competitive banking solutions and personalized service that build long-lasting relationships.


Rates are good 9/9/2020 through 10/6/2020

Minimum to open is $500

Short-Term
8- Month
CD Rate Special
Long-Term
19- Month
CD Rate Special
 Long-Term 
28- Month
CD Rate Special
Special Instructions:   Once you have completed your application for a long term CD online, you will be contacted to indicate your term preference. 
   APY* APY* APY*
With Optimum Checking Account 0.44% 0.51% 0.61%
Other/No Checking Account 0.34% 0.41% 0.51%

For additional CD rates, call (800) 724-2621 or (585) 394-4260.

Discover the CNB difference.

As the only local, full-service, community-owned financial institution in the Greater Rochester Area, CNB is investing in you, your business, and your community through our products, personal service, technology, and community support. We offer competitive banking solutions and personalized service that build long-lasting relationships.


*Annual Percentage Yield (APY) offered to accounts opened September 9, 2020 through October 6, 2020. Minimum to open the account and obtain APY is $500. Advertised APY assumes that the principal and interest will remain on deposit for the entire term. Penalty will be imposed for early withdrawal. The Optimum Checking Account offers additional benefits and discounts.