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The Local Difference

Why CNB? As the Rochester, NY region's only local, full-service community bank, we've grown by offering competitive banking options and the kind of personalized service that builds long-lasting relationships.

For additional CD rates, call (800) 724-2621 or (585) 394-4260

Short-Term CD Rate Special 11-Month
	APY*	Minimum
With Optimum Checking Account	.51%	$500
Other/No Checking Account	.41%	$500

Long-Term CD Rate Special 26-Month
	APY*	Minimum
With Optimum Checking Account	.72%	$500
Other/No Checking Account	.62%	$500

CD Rates are good through May 13th, 2014. For additional CD rates, call (800) 724-2621 or (585) 394-4260

*Annual Percentage Yield (APY) offered to accounts opened through April 8th, 2014. Minimum to open the account and obtain APY is $500. Advertised APY assumes that the principal and interest will remain on deposit for the entire term. Penalty will be imposed for early withdrawal. The Optimum Checking Account offers additional benefits and discounts.

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