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Certificate of Deposit


Rates are good 11/4/2020 through 12/1/2020

Minimum to open is $500

Short-Term
10- Month
CD Rate Special
Long-Term
16- Month
CD Rate Special
 Long-Term 
28- Month
CD Rate Special
   APY* APY*   APY*  
With Optimum Checking Account 0.41% 0.47% 0.56%
Other/No Checking Account 0.31% 0.37% 0.46%

For additional CD rates, call (800) 724-2621 or (585) 394-4260.

Discover the CNB difference.

As the only local, full-service, community-owned financial institution in the Greater Rochester Area, CNB is investing in you, your business, and your community through our products, personal service, technology, and community support. We offer competitive banking solutions and personalized service that build long-lasting relationships.


*Annual Percentage Yield (APY) offered to accounts opened November 4, 2020 through December 1, 2020. Minimum to open the account and obtain APY is $500. Advertised APY assumes that the principal and interest will remain on deposit for the entire term. Penalty will be imposed for early withdrawal. The Optimum Checking Account offers additional benefits and discounts.