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Certificate of Deposit


Rates are good 5/18/2022 through 6/21/2022

Minimum to open is $500

Short-Term
11- Month
CD Rate Special
Long-Term
15- Month
CD Rate Special
 Long-Term 
26- Month
CD Rate Special
  APY* APY* APY*
With Optimum Checking Account 0.66% 0.83% 1.05%
Other/No Checking Account 0.56% 0.73% 0.88%

For additional CD rates, call (800) 724-2621 or (585) 394-4260.

Discover the CNB difference.

As the only local, full-service, community-owned financial institution in the Greater Rochester Area, CNB is investing in you, your business, and your community through our products, personal service, technology, and community support. We offer competitive banking solutions and personalized service that build long-lasting relationships.


*Annual Percentage Yield (APY) offered to accounts opened May 18, 2022 through June 21, 2022. Minimum to open the account and obtain APY is $500. Advertised APY assumes that the principal and interest will remain on deposit for the entire term. Penalty will be imposed for early withdrawal. The Optimum Checking Account offers additional benefits and discounts.