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You > Savings

Certificate of Deposit

Rates are good 10/3/2018 through 11/6/2018

Minimum to open is $500

Short-Term
8- Month
CD Rate Special

open online 
Short-Term
15- Month
CD Rate Special

open online 

Long-Term
26- Month
CD Rate Special

open online
Special Instructions Once you have completed your application for a short term CD online, you will be contacted by phone to indicate your term preference.  
   APY* APY* APY*  
With Optimum Checking Account 1.61% 2.55% 2.70%
Other/No Checking Account 1.51% 2.45% 2.61%

For additional CD rates, call (800) 724-2621 or (585) 394-4260.

Discover the CNB difference. 
As the only local, full-service, community-owned financial institution in the Greater Rochester Area, CNB is investing in you, your business, and your community through our products, personal service, technology, and community support. We offer competitive banking solutions and personalized service that build long-lasting relationships. 


Rates are good 10/3/2018 through 11/6/2018

Minimum to open is $500

Short-Term 8- Month
CD Rate Special

open online
Short-Term 15- Month
CD Rate Special

open online
Long-Term 26- Month
CD Rate Special

open online
Special Instructions *Once you have completed your application for a short term CD online, you will be contacted by phone to indicate your term preference.  
   APY* APY* APY*
With Optimum Checking Account 1.61% 2.55% 2.70%
Other/No Checking Account 1.51% 2.45% 2.61%

For additional CD rates, call (800) 724-2621 or (585) 394-4260.

Discover the CNB difference.

As the only local, full-service, community-owned financial institution in the Greater Rochester Area, CNB is investing in you, your business, and your community through our products, personal service, technology, and community support. We offer competitive banking solutions and personalized service that build long-lasting relationships.


*Annual Percentage Yield (APY) offered to accounts opened October 3, 2018 through November 6, 2018. Minimum to open the account and obtain APY is $500. Advertised APY assumes that the principal and interest will remain on deposit for the entire term. Penalty will be imposed for early withdrawal. The Optimum Checking Account offers additional benefits and discounts.