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Certificate of Deposit

Rates are good 9/20/2023 through 10/17/2023

Minimum to open is $500

7 - Month
CD Rate Special

15 - Month2
CD Rate Special
31 - Month2
CD Rate Special
Must have an Optimum Checking Account 4.00% 4.00% 3.10%
Other/No Checking Account 3.90% 3.90% 3.00%
Click here for additional CD Specials - Limited Time Offer.

Discover the CNB difference.

As the only local, full-service, community-owned financial institution in the Greater Rochester Area, CNB is investing in you, your business, and your community through our products, personal service, technology, and community support. We offer competitive banking solutions and personalized service that build long-lasting relationships.

1Annual Percentage Yield (APY) offered to accounts opened September 20, 2023 through October 17, 2023. Minimum to open the account and obtain APY is $500. Advertised APY assumes that the principal and interest will remain on deposit for the entire term. Penalty may be imposed for early withdrawal. 2Interest that is not compounded cannot remain on deposit and payout of interest is mandatory.
The Optimum Checking Account offers additional benefits and discounts.