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You > Savings

Compare Installment Savings Accounts

 Benefits CNSaver

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Holiday Club Savings

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Description
  • No daily balance requirements
  • No monthly maintenance
  • Flexible transfer options
 
  • Save for your holiday gift-buying
 
Preauthorized Transfers

Deposits: Deposits will be made by preauthorized transfers from an originating CNB account to the CNSaver. The CNSaver Account will be closed if the originating account balance is insufficient on any two transfer dates per calendar year.

Payments: You may select from the following payment options: (1) Full Balance: On the date selected, the full CNSaver Account balance will be transferred to the originating account. (2) Designated Balance: On the date selected, a designated amount will be transferred to the originating account. (If the balance of the CNSaver Account is less than the designated amount, the transfer will not take place.)

Deposits: Deposits are made by the use of preprinted, personalized deposit slips. Deposit amounts and frequency are determined by you.

Payments: On the fifth of November, the balance of the account will be paid by: (1) a check issued for the balance less a $2.00 special handling fee, or (2) a transfer to an existing Canandaigua National Bank & Trust account.

Automatic Transfers N/A

Deposits: Transfers are processed from an existing CNB checking or savings account in an amount and at a frequency determined by you. The minimum transfer amount is $5.00 weekly, biweekly, or monthly. If the balance of the originating account is less than the designated transfer amount, the transfer will not take place. The Holiday Club will be closed if the originating account balance is insufficient on any two transfer dates per calendar year. A $10 closing fee will be assessed and a check will be issued for the balance of the Holiday Club.

Payments: On the fifth of November, the full Holiday Club Account balance will be transferred to the originating account.
Transaction Fees Bank-assisted withdrawals (Call Center or Branch) each: $10 N/A
Rate information If your daily balance is more than $0.00, you will receive interest on the entire balance in your account. You will receive interest on the entire balance in your account.
Compounding and Crediting Interest will be compounded and credited quarterly to your account on the last day of January, April, July, and October. Interest will be compounded and credited quarterly to your account on the last day of January, April, July, and October.
Disclosure N/A Your account will mature on the fifth of November. We will impose a withdrawal service charge of $10 for all bank-assisted withdrawals (Call Center or Branch) before the maturity date. This account will automatically renew at maturity. You will have ten (10) calendar days after maturity to withdraw funds without penalty.
 Benefits CNSaver

open online
Holiday Club Savings

open online
Description
  • No daily balance requirements
  • No monthly maintenance
  • Flexible transfer options
 
  • Save for your holiday gift-buying
 
Preauthorized Transfers

Deposits: Deposits will be made by preauthorized transfers from an originating CNB account to the CNSaver. The CNSaver Account will be closed if the originating account balance is insufficient on any two transfer dates per calendar year.

Payments: You may select from the following payment options: (1) Full Balance: On the date selected, the full CNSaver Account balance will be transferred to the originating account. (2) Designated Balance: On the date selected, a designated amount will be transferred to the originating account. (If the balance of the CNSaver Account is less than the designated amount, the transfer will not take place.)

Deposits: Deposits are made by the use of preprinted, personalized deposit slips. Deposit amounts and frequency are determined by you.

Payments: On the fifth of November, the balance of the account will be paid by: (1) a check issued for the balance less a $2.00 special handling fee, or (2) a transfer to an existing Canandaigua National Bank & Trust account.

Automatic Transfers N/A

Deposits: Transfers are processed from an existing CNB checking or savings account in an amount and at a frequency determined by you. The minimum transfer amount is $5.00 weekly, biweekly, or monthly. If the balance of the originating account is less than the designated transfer amount, the transfer will not take place. The Holiday Club will be closed if the originating account balance is insufficient on any two transfer dates per calendar year. A $10 closing fee will be assessed and a check will be issued for the balance of the Holiday Club.

Payments: On the fifth of November, the full Holiday Club Account balance will be transferred to the originating account.
Transaction Fees Bank-assisted withdrawals (Call Center or Branch) each: $10 N/A
Rate information If your daily balance is more than $0.00, you will receive interest on the entire balance in your account. You will receive interest on the entire balance in your account.
Compounding and Crediting Interest will be compounded and credited quarterly to your account on the last day of January, April, July, and October. Interest will be compounded and credited quarterly to your account on the last day of January, April, July, and October.
Disclosure N/A Your account will mature on the fifth of November. We will impose a withdrawal service charge of $10 for all bank-assisted withdrawals (Call Center or Branch) before the maturity date. This account will automatically renew at maturity. You will have ten (10) calendar days after maturity to withdraw funds without penalty.