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Compare Money Market Accounts



 Features Money Market  Optimum Money Market
No monthly maintenance fee with  Average daily balance of $1,000 Maintain an Optimum Checking Account
Monthly Maintenance Fee $10.00 $0
Rate Information
The interest rates and APYs are based on the following tiers:
$0.00 - $999.99: No interest earned 
$1,000.00 - $2,499.99: Tier I Interest
$2,500.00+: Tier II Interest 
If your daily balance is more than $999.99, you will receive interest on the entire balance in your account.
The interest rates and APYs are based on the following tiers:
$0.00 - $2,499.99: No interest earned
$2,500.00 - $24,999.99: Tier I Interest
$25,000.00 - $49,999.99: Tier II Interest
$50,000.00 - $74,999.99: Tier III Interest
$75,000.00 - $99,999.99: Tier IV Interest
$100,000.00 - $149,999.99: Tier V Interest
$150,000.00 - $199,999.99: Tier VI Interest
$200,000.00 - $249,999.99: Tier VII Interest
$250,000.00 - $499,999.99: Tier VIII Interest
$500,000.00 - $749,999.99: Tier IX Interest
$750,000.00 - $999,999.99: Tier X Interest
$1,000,000.00 - $999,999,999.99: Tier XI Interest
If your daily balance is more than $2,500, you will receive interest on the entire balance in your account.
Compounding & Crediting Interest will be compounded and credited monthly based on your account's original statement cycle date. Interest will be compounded and credited monthly based on your account's original statement cycle date.
 Features Money Market  Optimum Money Market
No monthly maintenance fee with  Minimum average daily balance of $1,000 Maintain an Optimum Checking Account
Monthly Maintenance Fee $10, if minimum balance is not met $0
Rate Information
The interest rates and APYs are based on the following tiers:
$0.00 - $999.99: No interest earned 
$1,000.00 - $2,499.99: Tier I Interest
$2,500.00+: Tier II Interest 
If your daily balance is more than $999.99, you will receive interest on the entire balance in your account.
The interest rates and APYs are based on the following tiers:
$0.00 - $2,499.99: No interest earned
$2,500.00 - $24,999.99: Tier I Interest
$25,000.00 - $49,999.99: Tier II Interest
$50,000.00 - $74,999.99: Tier III Interest
$75,000.00 - $99,999.99: Tier IV Interest
$100,000.00 - $149,999.99: Tier V Interest
$150,000.00 - $199,999.99: Tier VI Interest
$200,000.00 - $249,999.99: Tier VII Interest
$250,000.00 - $499,999.99: Tier VIII Interest
$500,000.00 - $749,999.99: Tier IX Interest
$750,000.00 - $999,999.99: Tier X Interest
$1,000,000.00 - $999,999,999.99: Tier XI Interest
If your daily balance is more than $2,500, you will receive interest on the entire balance in your account.
Compounding & Crediting Interest will be compounded and credited monthly to your account on your statement date. Interest will be compounded and credited monthly to your account on your statement date.
Additional Account Information & Terms