Saving with CNB. As a compliment to your checking or as a stand-alone account, our savings options are designed for every level of saver. Whether your savings goals are long or short term, for a specific purpose, emergency funds, or a purpose not yet defined, each of our solutions offer interest-earning potential to meet your needs.
| Benefits
|
|
|
|
| No monthly maintenance fee with |
must have e-ssentials or Optimum Checking Account |
minimum daily balance of $300 or account holders age 21 and younger |
customer age 21 years old or younger |
| Monthly Maintenance Fee |
- |
$4.00 |
- |
| Periodic statement
|
✔ |
✔ |
✔ |
| CNBanker® Voice Access
|
✔ |
✔ |
✔ |
| Mobile Banking
|
✔ |
✔ |
✔ |
| Direct Deposit
|
✔ |
✔ |
✔ |
| Account Opening Kit
|
- |
- |
✔ |
| No Charge to Access CNB ATMs
|
✔ |
✔ |
✔ |
| Check-Writing Capabilities
|
- |
- |
- |
| Free ATM Card
|
✔ |
✔ |
✔ |
| Interest Paid |
Quarterly on $300 or more |
Quarterly on $300 or more |
Quarterly on $.01 or more |
| Paper Withdrawals |
Free |
Free |
Free |
Transaction Limit Per Month
Effective 11/1/2018 |
6 Limited Type Transactions* |
6 Limited Type Transactions* |
6 Limited Type Transactions* |
* Limited-type transactions are transfers or withdrawals from savings or money market accounts that are conducted in mobile banking, online banking, voice banking, text banking, by phone or any other electronic communication (chat, email, etc.). Also included are those that are pre-authorized, recurring or one time via funds transfer, ACH, check (electronic or paper), debit card or wire transfer (domestic or international). Examples of preauthorized payments: gas, electric, television services, phone, subscriptions, Thruway, etc.