* Limited-type transactions are transfers or withdrawals from savings or money market accounts that are conducted in mobile banking, online banking, voice banking, text banking, by phone or any other electronic communication (chat, email, etc.). Also included are those that are pre-authorized, recurring or one time via funds transfer, ACH, check (electronic or paper), debit card or wire transfer (domestic or international). Examples of preauthorized payments: gas, electric, television services, phone, subscriptions, Thruway, etc.