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Savings Bonds

Savings Bonds:

  • Available from the U.S. Department of the Treasury 

Series EE Patriot Bond

  • Accrual-type security (interest is paid when the bond is cashed)
  • Interest is added monthly and compounded semi-annually
  • Sold at 50% of the face value of bond
  • Earns interest for up to 30 years

Series I Bond

  • Accrual-type of security (interest is paid when the bond is cashed)
  • Earnings are inflation-indexed. The earnings rate is calculated as a combination of a fixed rate of return and a semiannual inflation rate based on CPI-U
  • Interest is generally added monthly and compounded semiannually
  • Sold at face value
  • Earns interest for up to 30 years

Discover the CNB difference.

As the only local, full-service, community-owned financial institution in the Greater Rochester Area, CNB is investing in you, your business, and your community. At CNB, we realize that no two customers are alike. Neither are their banking needs. Our competitive checking accounts offer debit card rewards programs and other additional banking conveniences such as, mobile solutions, coin counters, enhanced ATMs, weekend hours and more.