Retirement Planning
- Social Security and Medicare
- IRA contributions/conversions
- RMDs/withdrawal strategies
- Achieving retirement targets
- Annuities & pension analysis
- Employer-sponsored plans
- Budgeting, debt management
Investments
- Review of all portfolios
- Investment Policy Statement
- Asset class diversification
- Withdrawal strategies
- Risk tolerance
- Time horizon
Risk Management
- Life insurance
- Long-term care solutions
- Disability insurance
- Health insurance
- Home and auto insurance
- Review existing policies
Estate Planning
- Wills and trust documents
- Other estate documents
- Asset protection
- Beneficiary designations
- Charitable & family gifting
- Business succession
- Asset titling
Income Tax Planning
- Roth IRA conversions
- Realized gains and cost basis
- Tax loss harvesting
- Asset location strategies
- Charitable & family gifting
- Coordinate with tax accountant
College Planning
- 529 College Savings Plans
- College financing options
- UGMA/UTMA
- School selection process
- Roth IRAs for children
- Funding plans
Before
investing using mutual funds consider the fund’s investment objectives, risks,
charges and expenses. For more complete information, including charges and
expenses, contact your financial advisor for a prospectus. Read the prospectus
carefully.