The CNB Wealth Management Investment Team employs a disciplined approach to investment
management that can be tailored to fit your unique objectives. We adhere to the
fundamental investment principles that have guided us since 1919, while capitalizing on
the extensive world class research and tools available today.
Investment Strategies:
- Select Managers Approach – Using our proprietary process, we identify the
top managers in each asset class and build diversified portfolios customized
to your objectives.
- Dimensional Structured Portfolios - Dimensional Fund Advisor (DFA) Global
portfolios that are fully diversified and designed to bridge the entire
risk-reward spectrum.
- Core Equity Portfolios - A high quality U.S. Large Cap core comprised of
individual stocks, enhanced by mutual funds and exchange-traded funds for
global diversification.
- Enhanced Income Portfolios - A conservative option for investors seeking a
higher level of current income in today’s challenging interest rate
environment.
- ESG Diversified Portfolios - Designed for investors who are seeking a
portfolio that invests in companies on a global basis that show a commitment
to Environmental, Social and Governance leadership.
Team of advisors
We have a team of advisors dedicated to you, providing holistic education and
advice when you need it.
Regular reviews
We will meet with you regularly to review your strategy, making adjustments
based on changes in your life.
Portfolio rebalancing
This will help maintain your asset allocation and maximize the likelihood of
reaching your goals.
Oversight
Our highly credentialed Investment Committee oversees the process to ensure
we deliver on our high standards.
Discover the CNB difference.
As the only local, full-service, community-owned financial institution in the Greater
Rochester Area, CNB is investing in you, your business, and your community. Our CNB
Wealth Management is here to service individuals, families, businesses, foundations, and
not-for-profits. Their expertise includes investments, financial planning, trust &
estate, retirement, institutional, private banking, family wealth and more. With a local
presence and commitment to concierge-level service, they will deliver an experience that
exceeds expectations.
Dimensional Structured Portfolios are managed by OBS Financial Services, Inc., an SEC Registered Investment Advisor, and are comprised of investments provided by Dimensional Fund Advisors, Inc. Investments are not insured by the FDIC or any other agency of the United States, Canandaigua National Bank & Trust or OBS Financial Services, Inc.; are not deposits or other obligations of or guaranteed by Canandaigua National Bank & Trust or OBS Financial Services, Inc.; and are subject to investment risks, including possible loss of the principal amount invested. For more complete information, including charges and expenses, contact your financial advisor for a prospectus. Read the prospectus carefully.
This material is provided for general information purposes only. Past performance is not indicative of future investment results. Any investment involves potential risk, including potential loss of capital. Before making any investment decision, please consult your legal, tax and financial advisors. Non-deposit investment products are not bank deposits and are not insured or guaranteed by Canandaigua National Bank & Trust or its affiliates, or any federal or state government or agency and are subject to investment risks, including possible loss of principal amount invested.