Skip to main content

Upgrade for a Better Experience

Canandaigua National Bank & Trust would like to encourage all of our customers to update their internet browsers as new releases are made available. Using the most recent browser version ensures the best security, design experience, speed and functionality.

Continue to

If you have any comments or concerns, please contact our Customer Call Center at 585.394.4260 ext. 0.

Your Bank > Education and Advice > CNB University

Podcast: Enhancing Your Financial Fitness In 2013

D Cator 2014
Donna L. Cator, CFP® is Vice President - Financial Planning Officer and can be reached at or (585) 419-0670 x50623.
J Fitzgerald 2014
Jason W. Fitzgerald, CFP® is Senior Vice President - Group Manager, Investment Services and can be reached at or 585-419-0670 x50628.


We hope you enjoyed listening to "Ask the Experts" on 1180 WHAM, Sunday, February 10th at 8pm.

Ask the Experts is a financial forum for education and advice as CNB’s experts answer your questions on financial topics that interest you. The experts of the last call included Donna Cator, Vice President and Financial Planning Officer and Jason Fitzgerald, CFP®, Vice President, Investment Officer and Financial Planning Officer.




Highlights From the Show



Audio Clip


 American Taxpayer Relief Act 

Income Brackets

New Top Tax Bracket

Key Tax Credits and Deductions

Federal Estate Tax















 Saving for Retirement - Develop a Strategic Plan 





 Rules of Thumb for Determining Your Asset Allocation 





 Stick with the Plan - Don’t Try to Time the Market 





 The Importance of Rebalancing Your Portfolio 





 Discipline and Patience Go A Long Way 





 Don't Underestimate the Value of Social Security 





 Avoid Stressing Over Factors Beyond Our Control 






You can also listen to the broadcast in its entirety here:





For questions, feel free to contact Jason Fitzgerald or Donna Cator.

 This material is provided for general information purposes only and is not a recommendation or solicitation to buy or sell any particular security, product or service. Past performance is not indicative of future investment results. Any investment involves potential risk, including potential loss of capital. Before making any investment decision, please consult your legal, tax and financial advisors. Non-deposit investment products are not bank deposits and are not insured or guaranteed by Canandaigua National Bank & Trust, or any federal or state government or agency and are subject to investment risks, including possible loss of principal amount invested. 

 Tax information presented is not to be considered as tax advice and cannot be used for the purpose of avoiding tax penalties. Neither Canandaigua National Bank & Trust nor its affiliated Companies provide tax, legal, or accounting advice. Please consult your personal tax advisor, attorney, or accountant for advice on these matters.