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Your Bank > Education and Advice > CNB University

Podcast: Enhancing Your Financial Fitness In 2013

Donna L. Cator
Donna L. Cator, CFP® is Vice President - Financial Planning Officer and can be reached at DCator@CNBank.com or (315) 781-2700 x42220.
J Fitzgerald
Jason Fitzgerald, CFP® is Vice President - Investment Officer and Financial Planning Officer and can be reached at JFitzgerald@CNBank.com or 585-419-0670 x50628.

 

We hope you enjoyed listening to "Ask the Experts" on 1180 WHAM, Sunday, February 10th at 8pm.

Ask the Experts is a financial forum for education and advice as CNB’s experts answer your questions on financial topics that interest you. The experts of the last call included Donna Cator, Vice President and Financial Planning Officer and Jason Fitzgerald, CFP®, Vice President, Investment Officer and Financial Planning Officer.

 

 

 

Highlights From the Show

 

 

Audio Clip

 

 American Taxpayer Relief Act 

Income Brackets

New Top Tax Bracket

Key Tax Credits and Deductions

Federal Estate Tax

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 Saving for Retirement - Develop a Strategic Plan 

 

 

 

 

 Rules of Thumb for Determining Your Asset Allocation 

 

 

 

 

 Stick with the Plan - Don’t Try to Time the Market 

 

 

 

 

 The Importance of Rebalancing Your Portfolio 

 

 

 

 

 Discipline and Patience Go A Long Way 

 

 

 

 

 Don't Underestimate the Value of Social Security 

 

 

 

 

 Avoid Stressing Over Factors Beyond Our Control 

 

 

 

 

 

You can also listen to the broadcast in its entirety here:

 

 

 

 

For questions, feel free to contact Jason Fitzgerald or Donna Cator.

 This material is provided for general information purposes only and is not a recommendation or solicitation to buy or sell any particular security, product or service. Past performance is not indicative of future investment results. Any investment involves potential risk, including potential loss of capital. Before making any investment decision, please consult your legal, tax and financial advisors. Non-deposit investment products are not bank deposits and are not insured or guaranteed by Canandaigua National Bank & Trust, or any federal or state government or agency and are subject to investment risks, including possible loss of principal amount invested. 

 Tax information presented is not to be considered as tax advice and cannot be used for the purpose of avoiding tax penalties. Neither Canandaigua National Bank & Trust nor its affiliated Companies provide tax, legal, or accounting advice. Please consult your personal tax advisor, attorney, or accountant for advice on these matters.