We hope you enjoyed listening to the radio news talk show, "Eyes on the Future" on 1180 WHAM, Saturday, August 18th at 10am.

Jim Terwilliger, PhD, CFP®, SVP and Manager Financial Planning Services of Canandaigua National Bank & Trust discusses ways you can take control of your finances and make your money work for you.

 

Full Podcast

• What goes into developing a strategic retirement plan?

• How do you calculate what you need to save now in order to have a comfortable life style later? What are those rules of thumb?

• How do you organize your saving amongst the options (IRAs, 401(k)s etc.)?

• What should you do when you get a raise?

• How do you stick with your savings plan?

• Should market swings dictate the amount you're giving to your 401(k) or other investments?

• How often are you meeting with your clients to evaluate their financial fitness?

• Once you're in retirement how do you make sure that your money doesn't run out?

• Caller Question: can you tell me the pros and cons of a Jackson fund?

• Caller Question: I’m thinking of retiring in a few years with about $500,000 in investable assets…How do I know what is enough for retirement?

• What might be changing January 1, 2013 with regard to taxes?

• What else is changing in the New Year?

• How do you make sure your assets aren’t exposed too much to market risk and that they’re available for distribution?

• How do you take control of your money and how important is it to establish a relationship with a trusted advisor?

• How do you maintain a positive cash flow?

• At CNB what is your main focus?

• One thing to take away from the show about financial fitness…

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