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Preventing Identity Theft by Shredding Confidential Documents

Identity theft is one of the fastest growing crimes in the country. While no one can totally prevent this crime from occurring, there are some positive steps to take which will decrease your risk (see Tips to Protect Your Identity for the full list). One of which is to carefully destroy papers that contain sensitive or identifying information by securely shredding them.

CNB’s Spring Community Shred Days

CNB will be hosting three Spring Community Shred Days. These events offer complimentary shredding services with a secure provider. Those who would like to use this service can simply collect the documents that you would like to have securely disposed of and bring them to the location or date that is most convenient.

What Documents Should I Shred?

With our Shred Days approaching, our security experts put together a list of the documents that should be shredded:

  • Tax information and returns older than 7 years.
  • Investment records and statements older than 7 years.
  • Bank statements and canceled checks older than 7 years.
  • Paycheck stubs older than 3 months.
  • ATM receipts once they are compared with your bank statement.
  • Credit card statements older than 7 years.
  • Credit card receipts once they are compared with your credit card statement.
  • Utility bills and other household receipts.
  • Warranties if you no longer have the item.
  • Insurance policies which are no longer in effect (nothing current).
  • Personal documents and pictures (your discretion).

What Documents Should I Keep?

There are certain documents or permanent files you should keep forever which include, wills, powers of attorney, birth certificates, marriage documents, divorce or child care orders, trust documents, business agreements, and military records to name a few.