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Tax Fraud and ID Theft

Have you filed your tax returns yet? What happens if more than one tax return was filed for you? Do you owe additional tax? These are just a couple of warning signs that could indicate you have been a victim of tax-related identity theft. Canandaigua National Bank & Trust wants you to take an active role in preventing tax-related identity theft. 

What is tax-related identity theft? 

Tax related identity theft is when someone uses your stolen Social Security Number (SSN) to file a tax return claiming a fraudulent refund. If you become a victim take action immediately and complete the following steps: 

  • File a complaint with the FTC at
  • Contact one of the three major credit bureaus to place a ‘fraud alert’ on your credit records: 
  • 1-888-766-0008 
  • 1-888-397-3742 
  • 1-800-680-7289 
  • Close any financial or credit accounts opened by the identity thieves 
  • If your SSN is compromised and you know or suspect you are a victim of tax-related identity theft, the IRS recommends these additional steps:
  • Respond immediately to any IRS notice; call the number provided. 
  • Complete IRS Form 14039, Identity Theft Affidavit, if your e-file return rejects because of a duplicate filing under your SSN or you are instructed to do so. Use a fillable form at, print, then attach form to your paper return and mail according to instructions. 
  • Continue to pay your taxes and file your tax return, even if you must do so by paper. 
  • If you previously contacted the IRS and did not have a resolution, contact them again for specialized assistance at 1-800-908-4490.

How You Can Reduce Your Risk of Becoming a Victim: 

  • Always use security software with firewall and anti-virus protections. 
  • Use Strong Passphrases you can easily commit to memory. 
  • Learn to recognize and avoid phishing emails, threatening calls and texts from thieves posing as legitimate organizations such as your bank, credit card companies and even the IRS. 
  • Do not click on links or download attachments from unknown or suspicious emails. 
  • Protect your personal data. Don’t routinely carry your Social Security card, and make sure your tax records are secure. 

For more tips on helping protect yourself, click here.

To contact one of our branches click here.

Source: IRS