Upgrade for a Better Experience

Canandaigua National Bank & Trust would like to encourage all of our customers to update their internet browsers as new releases are made available. Using the most recent browser version ensures the best security, design experience, speed and functionality.

Continue to CNBank.com

If you have any comments or concerns, please contact our Customer Call Center at 585.394.4260 ext. 0.

Your Bank > Education and Advice > CNB University

Ways to Maximize Social Security Retirement Benefits

James P. Terwilliger
James P. Terwilliger, PhD, CFP® is Senior Vice President - Group Manager, Financial Planning Strategies and can be reached at JTerwilliger@CNBank.com or (585) 419-0670 x50630.
Donna L. Cator
Donna L. Cator, CFP® is Vice President - Financial Planning Officer and can be reached at DCator@CNBank.com or (315) 781-2700 x42220.

You Have Choices.

We hope you enjoyed listening to "Ask the Experts" on 1180 WHAM, Sunday, May 22nd at 8pm.

Ask the Experts is CNB’s financial forum for education and advice as local experts answer your questions on financial topics that interest you. The experts of the last call included Jim Terwilliger, PhD, CFP® Vice President and Financial Planning Manager, and Donna Cator, CFP® Vice President and Financial Planning Officer.

Highlights From the Show

Topic Audio Clip

The Choices You Have for Your Social Security Benefits

 
 

Advantages of Delaying Your Benefits

 
 

What is Full Retirement Age for Social Security?

 
 

Question: How does part-time work affect my benefit?

 
 

Spousal vs. Survival Social Security Benefits

 
 

CNB Consultations

 
 

Question: Is there an advantage to delay benefits past the age of 70?

 
 

CNB Experience of Social Security Planning

 
 

You can also listen to the broadcast in its entirety here:

 
 

For questions, feel free to contact Jim Terwilliger  or Donna Cator .

 

 

 


This material is provided for general information purposes only and is not a recommendation or solicitation to buy or sell any particular security, product or service. Past performance is not indicative of future investment results. Any investment involves potential risk, including potential loss of capital. Before making any investment decision, please consult your legal, tax and financial advisors. Non-deposit investment products are not bank deposits and are not insured or guaranteed by Canandaigua National Bank & Trust, or any federal or state government or agency and are subject to investment risks, including possible loss of principal amount invested.