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Employee Details

C Spaker

Christopher R. Spaker, AMP
President, CNB Mortgage Company
NMLSR# 628235
585-385-2370 x50955


Chris is President of CNB Mortgage Company, a wholly owned subsidiary of Canandaigua National Bank & Trust.  He is a graduate of The School of Mortgage Banking where he earned his Accredited Mortgage Professional designation.  He has over 20 years experience in real estate finance.  Prior to CNB Mortgage, Chris was Vice President of CenterPointe Mortgage from its inception in 1999 until March 2005.  Previous to that, he was Branch Manager of Source One Mortgage Services Corporation.

Chris is responsible for the day-to-day sales, marketing and overall operations of CNB Mortgage Company.  He is charged with keeping CNB Mortgage at the forefront of the mortgage lending industry.  In his role, Chris oversees a staff of 35 people who employ state-of-the-art technology such as laptop originations and web-based mortgage approvals.  By utilizing these tools, CNB Mortgage maintains its position as a market leader and continues to meet or exceed all professional industry standards.

Chris serves on the board of directors for the American Diabetes Association and the Rochester Tour de Cure and is past President of the Mortgage Bankers Association where he continues to serve on the board of directors.  He is also a member of the Greater Rochester Association of Realtors, the Rochester Home Builders Association, the New York State Home Builders Association and NeighborWorks Rochester Landlord Loan Committee. 


Applying for a Mortgage
Buying a Home
Buying vs. Renting
Home Free in 15 Years
Home Remodeling and Home Improvement Financing
Home Renovations that Don’t Pay
Increasing Your Credit Score
Is a Reverse Mortgage Right For You?
Is There Any Truth in Lending?
Mortgage Ads 'As Seen on TV'
Mortgage Insurance, friend or foe?
Mortgage Life Insurance
Pop...goes the bubble?
Question: Can I use a Piggyback Mortgage as an Alternative to PMI
Question: Refinancing and Homeowners Insurance
Question: Should I Refinance
Question: What is PMI and Can it be Required
Tax Benefits of Home Ownership
The Mysteries of the APR
Understanding Rate Locks


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