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Employee Details

James P. Terwilliger

James P. Terwilliger, PhD, CFP®
Senior Vice President - Group Manager, Financial Planning Strategies
(585) 419-0670 x50630
JTerwilliger@CNBank.com

About

James Terwilliger, a Canandaigua native, joined CNB as a personal financial planner following a 30-year career as a scientist and research manager at the Kodak Research Laboratories. Prior to joining CNB, he was a tax preparer and financial advisor at the Canandaigua office of a national financial services firm. Jim has worked with scores of clients to develop and implement personal financial plans. He also authors regular financial columns for CNB in local publications and hosts "Ask the Experts" broadcasts for CNB on WHAM radio.

Education

B.Ch.E., Chemical Engineering, Rensselaer Polytechnic Institute, 1965
M.Ch.E., Chemical Engineering, Rensselaer Polytechnic Institute, 1966
Ph.D., Chemical Engineering, Rensselaer Polytechnic Institute, 1969
IRI Management Program, Harvard Business School, 1990
CFP® curriculum, Medaille College, 2001

Professional

Member, Financial Planning Association

CERTIFIED FINANCIAL PLANNER ™ certificant

Council Member and President, Canandaigua City Council
Chair, Finance Committee, City of Canandaigua
Member and Treasurer, Board of Trustees, Wood Library Association of Canandaigua
Member, Audit Committee, Thompson Health System
Past Member, Board of Trustees, Granger Homestead
Past President and Treasurer, Canandaigua Lake Pure Waters, Ltd.
Past Chair, Finance Team, NCNY Conference, United Methodist Church
Past Chair, Finance, First United Methodist Church of Canandaigua

 

Articles

10 Key Tips for Boosting Your Financial Fitness in 2011
401(k) Plan Options - Leave Alone or Move?
After-Tax Accounts: An Important Piece of the Investment Puzzle
AMT Nixes some Home-Interest-Related Deductions
Beware of the AMT
Checklist: Annual Financial Check-Up
Choosing a Financial Planner
Creating Your Financial Plan
Don’t Shortchange your Retirement Standard of Living
Exploring 401(k) Options for Retirees
Finance Matters: Conserving Retirement Portfolios
Financial Planning Checklist for the New Year
Getting Fiscally Fit
Impacts of the Kodak Bankruptcy on Former Employees and Retirees
It's Time to Catch Up
Just Having a Will is Not Enough
Maintaining your Financial Fitness in Turbulent Times
Planning Opportunities to Consider Before Applying for Social Security
Podcast: Social Security, An Undervalued Retirement Resource
Podcast: Take Control of Your Finances - Make Your Money Work for You
Roth IRAs – A Good Deal!
Social Security Retirement Benefits: Strategies for Married Couples
The Pension Decision – Lump Sum or Lifetime Income?
Understanding the Four Parts of Medicare Benefits
Updating your Beneficiary Designations
Ways to Maximize Social Security Retirement Benefits
What You Need to Know About Inheriting an IRA
What's on the horizon for 2010?
When Social Security Behaves Like Insurance
When to Start Social Security Retirement Benefits
Who Will Provide Your Retirement Paycheck?
Working into the “Retirement” Years – Some Financial Considerations

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