Skip to main content

Upgrade for a Better Experience

Canandaigua National Bank & Trust would like to encourage all of our customers to update their internet browsers as new releases are made available. Using the most recent browser version ensures the best security, design experience, speed and functionality.

Continue to

If you have any comments or concerns, please contact our Customer Call Center at 585.394.4260 ext. 0.

Your Bank > Our People

Employee Details

V Joseph 2015

Virgil Joseph
Vice President - Relationship Manager
585-419-0670 x50698


Virgil joined CNB in December 2012 with eight years of commercial banking experience.  His current responsibility is to act as a trusted financial advisor for businesses in the Monroe, Ontario and surrounding counties, while growing his customer base.  Virgil began his career in 2004 with Five Star Bank (then National Bank of Geneva) as a commercial credit analyst responsible for underwriting C&I, Real Estate, and Agricultural Loans.  Next Virgil was hired by First Niagara Bank, where he spent most of his career as an underwriter for both their Rochester business banking and middle market divisions.

In January 2011 Virgil left First Niagara and accepted a commercial lending position with The Upstate National Bank.  In addition to providing commercial services to small and medium sized companies, Virgil was responsible for expanding the Bank’s SBA lending and acted as their SBA officer representing the Bank at various local and national SBA conferences.


William E Simon School of Business Administration – Accounting/Finance Management Certificate
University of Rochester - Bachelor of Arts in Mathematics


Catholic Charities Community Services – Board Member, Member of Executive Committee, and Chair of Fund Development Committee