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Your Business > Deposit Services

Analyzed Checking

Ideal for established businesses maintaining higher account balances to minimize fees resulting from higher account activity.

Analyzed Business Checking:
  • Only pay for the deposit services you use
  • Collected balances can offset monthly fees
  • 24-hour access to CNB's Online Banking for Business
  • Cancelled check images available on paper or CD-ROM
  • Can be linked to Business Line of Credit

It's fast, easy and secure.

Analyzed Checking Specific Account Terms
Feature Term
Account Benefits
Ideal for established businesses with higher transaction volumes and higher account balances that provide earnings credits.
No monthly fee if
 Sufficient earnings credits
Free Online Banking for Business (OLBB)
ACH Origination
CNB Mobile Deposit
$0.50 fee per mobile deposit
Link to Business Line of Credit*
Business ChexMate* Line of Credit transfer fee
Business ChexMate* annual fee
Fee per item deposited – transit (non-CNB checks)
Transit item - $0.12 per item
Local item - $0.10 per item
Canceled check images available
Debit MasterCard BusinessCard®
Check Writing
$0.16 per item
WorkPlace Banking (WPB)
Analyzed Checking monthly service fee waived with employee participation in WPB
Monthly and Quarterly CD Statements Available
$4.00 monthly or $5.00 quarterly
e-Statement option
$2 reduction in monthly service fee
Monthly service fees (if minimum balance is not maintained)
Small Business and Commercial Credit Card (Subject to 3rd party credit approval)


To view more Optimum Checking details - click here!  

Features and Benefits of the Optimum Checking Account »

* Subject to credit approval.