Skip to main content

Upgrade for a Better Experience

Canandaigua National Bank & Trust would like to encourage all of our customers to update their internet browsers as new releases are made available. Using the most recent browser version ensures the best security, design experience, speed and functionality.

Continue to CNBank.com

If you have any comments or concerns, please contact our Customer Call Center at 585.394.4260 ext. 0.

Your Business > Deposit Services

CNBusiness ChoiceSM Checking

CNBusiness ChoiceSM Checking is a comprehensive solution that covers all of your deposit needs and adds benefits as your relationship with CNB grows.

CNBusiness ChoiceSM Checking:
  • Automatic sweep of cash from checking to savings
  • Automatic transfers from savings to checking to cover checks presented for payment
  • No monthly maintenance fee with minimum balance
  • 24-hour access to CNB's Online Banking for Business
  • Cancelled check images
  • Can be linked to Business Line of Credit

It's fast, easy and secure.

CNBusiness ChoiceSM Checking Specific Account Terms
Account Term Description
Benefits
Best for businesses that seek cash management tools, maintain moderate account balances and have moderate account activity.
No monthly fee if
$25,000 average collected daily balance**
Free Online Banking for Business (OLBB)
Checkmark - Yes
Online Banking for Business plus ACH
$17/month
Link to Business Line of Credit*
Auto Transfer Included
CNB Mobile Deposit
$0.50 fee per mobile deposit
Business ChexMate* Line of Credit transfer fee
Auto Transfer Included
Business ChexMate* annual fee
$25
Fee per item deposited – transit (non-CNB checks)
=300/month
$0.10 per item after
Canceled check images available Checkmark - Yes
No monthly fee Savings account Checkmark - Yes
Choice Sweep feature linked to Savings Checkmark - Yes
Debit MasterCard BusinessCard® Checkmark - Yes
Check Writing
Free and Unlimited
WorkPlace Banking (WPB)
$10,000 reduction on average daily collected balance with a minimum of 10 enrolled employees in WPB
Monthly and Quarterly CD Statements Available
$4.00 monthly or $5.00 quarterly
e-Statement option
$2 reduction in monthly service fee
Monthly service fees (if minimum balance is not maintained)
$94
Small Business and Commercial Credit Card (Subject to 3rd party credit approval)
Available

** Average collected daily balance = Available balance at the end of the day every day of the cycle, divided by the total number of days in the cycle.

* Subject to credit approval.