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Your Business > Deposit Services

CNBusiness ChoiceSM Optimum

CNBusiness ChoiceSM Optimum Checking has additional features for larger businesses.

CNBusiness ChoiceSM Optimum Checking:
  • Free payroll account
  • Free ACH origination
  • Automatic sweep of cash from checking to savings
  • Automatic transfers from savings to checking to cover checks presented for payment
  • No monthly maintenance fee with minimum balance
  • 24-hour access to CNB's Online Banking for Business
  • Cancelled check images
  • Can be linked to Business Line of Credit
 

It's fast, easy and secure.

CNBusiness ChoiceSM Optimum Checking Specific Account Terms
Benefits
Best for mature businesses that seek cash management tools, maintain higher account balances and have higher account activity.
No monthly fee if
$45,000 average collected daily balance*
Free Online Banking for Business (OLBB)
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Online Banking for Business plus ACH
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CNB Mobile Deposit      $0.50 fee per mobile deposit

Link to Business Line of Credit* 

Auto Transfer Included
Business ChexMate* Line of Credit transfer fee
Auto Transfer Included
Business ChexMate* annual fee
$25
Fee per item deposited – transit (non-CNB checks)
=2,200/month
$0.08 per item after
Canceled check images available
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No monthly fee Savings account
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Choice Sweep feature linked to Savings
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Optional free payroll account
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Debit MasterCard BusinessCard®
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Check Writing
Free and Unlimited
WorkPlace Banking (WPB)
$10,000 reduction on average daily collected balance with a minimum of 10 enrolled employees in WPB
Monthly and Quarterly CD Statements Available
$4.00 monthly or $5.00 quarterly
e-Statement option
$2 reduction in monthly service fee
Monthly service fees (if minimum balance is not maintained)
$126
Small Business and Commercial Credit Card (Subject to 3rd party credit approval)
Available

Average collected daily balance = Available balance at the end of the day every day of the cycle, divided by the total number of days in the cycle.

* Subject to credit approval.