Your Business > Deposit Options

Deposit Options

What makes CNB Business Checking different?  Our checking accounts provide the tools necessary for convenient, efficient cash management: Online Banking for business, CNBusiness® BillPay, Mobile App, ACH, Wire, Remote Deposit Capture and more.  Whether your business is a start-up, a community fixture, or anywhere in between, CNB is committed to building relationships that meet your needs throughout the life of your business.

CNB Business Checking Accounts:

  • CNBusiness® Choice Optimum - For complex needs, including ACH Origination.
  • CNBusiness® ChoiceSM - Moderate transactions activity and account balances.
  • Analyzed - Offset higher transaction volumes with earnings credit on deposit balances.
  • Basic Business- Ideal for low transaction volume, no fee when minimum balance is met.
  • Community Connect - Great for community groups: not-for-profit clubs, organizations.
  • Government Banking - Financial solutions for the unique needs of municipalities and more.

CNB Business Savings Accounts:

  • Regular Savings - A great savings starter account.
  • CNBusiness® Choice Savings - Select Choice or Choice Optimum.
    Exclusively available to the Choice Checking suite of products.    
  • CNBusiness® Choice Money Market - Grow your money faster.
  • Tenant Security Deposit - Manage funds by occupant and property type. 

Available with Checking Accounts:

Bank Location

Local Business. Local Bank.

Your business is here - Shouldn't your bank be, too?

Our local bank office representatives can assist you with all of your business needs including deposit services and financing.  At CNB, all decisions are made locally, which, in most cases, also means more quickly.


Debit Rewards Program


The CNB Business Debit Card offers cash back by simply using your debit card for purchases. Track your earnings with a CardCash™ monthly statement.

Cash Management

Convenience Banking

Cash Management Solutions.

Our advanced online services can help you process transactions quickly and efficiently.  ACH Origination, Remote Deposit Capture and Wire Transfers are a few convenient banking services we offer.

Discover the CNB difference.

As the only local, full-service, community-owned financial institution in the Greater Rochester Area, CNB offers a full range of banking services, including personal and commercial banking, trust and investment services, and insurance and payroll services. Whether your business is large or small, established or brand new, CNB has the business checking and savings products you are looking for including community and government banking accounts, money market, tenant security deposit and more.

*Terms and Conditions apply. Visit for details. To contact CardCash call 615-864-7520 or email [email protected]. 1.00% on qualified monthly purchases totaling $1,000.01 - $1,500.00. 0.50% on qualified monthly purchases totaling $1,500.01 - $2,000.00. 0.25% of qualified monthly purchases totaling $2,000.01 - and higher.