Your Business > Financing

Government-Guaranteed Programs

CNB participates in a number of government-backed financing programs.   

Organizations CNB partners with:

  • U.S. Small Business Administration - Programs and services to assist with starting or growing a business.
  • New York Business Development (NYBDC) - Access flexible financing structures.
  • U.S. Department of Agriculture Rural Development Programs - Financing for agricultural programs as well as rural business and industry.
  • NYSERDA - Energy solutions to improve New York's economy and environment.
  • New York State Job Development Authority - Program to provide growth for manufacturing and other eligible businesses.
  • Local Economic and Industrial Development Agencies - Explore the resources available for your business.

New Business

Small Business Administration

The Small Business Administration is a federal agency that helps established businesses grow and new businesses get started.


NYS Job Development Authority

This program provides direct loans for the growth of manufacturing and other eligible businesses within NYS.

Coin Stack


Advancing innovative energy solutions in ways that improve New York's economy and environment.


New York Business Development

They assist, promote and advance the business prosperity and economic welfare of the State of NY by providing loans to small businesses.

Discover the CNB difference.

As the only local, full-service, community-owned financial institution in the Greater Rochester Area, CNB offers a full range of banking services, including personal and commercial banking, trust and investment services, and insurance and payroll services. With CNB, you get access to business financing solutions tailored to fit your business’ specific needs including lines of credit, term loans, commercial mortgages, construction/renovation loans, letters of credit, international trade, government-guaranteed, overdraft protection and more.

Subject to credit approval.