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Your Business > Financing > SBA and Economic Development

New York Business Development


  • NYBDC is a complement to conventional banking, working in a partnership with member banks, of which Canandaigua National Bank & Trust is one, to provide term loans and mortgages for businesses, which may be outside of traditional financing parameters.
  • NYBDC works in conjunction with CNB, the U.S. Small Business Administration, and possibly Local and/or County Agencies to provide more flexible loan structures than ordinarily available.
  • Working with CNB and NYBDC's affiliate, Empire State Certified Development Company, can often result in tangible savings in the area of mortgage tax for non-construction real estate loans.
  • The involvement of the NYBDC can allow a business to leverage its assets to a higher degree than otherwise possible.
  • There are eligibility requirements, so check with your local CNB Loan Officer for details.

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