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Your Bank > Education and Advice > CNB University

Lowenthal, Bob

Title
Date
Apr 23, 2014
Can Your Company Survive a Disaster?
Fire, floods, hurricanes, earthquakes. When they happen, they can destroy buildings, equipment, and hard-to-replace data, and even injure or kill employees. It can take a business weeks, sometimes months, to resume operations after a disaster. Some businesses never recover. You can’t pin down the time or day when a disaster may strike your business. However, you can certainly prepare for one. Preparing for a disaster can minimize the potential damage and may protect you and your employees from harm.
Apr 23, 2014
Apr 23, 2014
Managing Costs for a Healthier Bottom Line

Your company’s profitability depends not only on sales, but also on effective cost management. Are you adequately addressing the cost side of the business equation?

Apr 23, 2014
Apr 23, 2014
Transition Time
Are you a business owner who wants to retire someday? Would you like to see the business continue after your departure with younger family members and/or other key employees in charge? Accomplishing the dual goals of retirement and continuity of the business is possible, but it takes planning. Because every situation is different, your plan should be tailored to achieve the results you desire. That said, you may be interested in an illustration of how a transition plan could be crafted.
Apr 23, 2014
Mar 10, 2014
Financial Analysis for Your Small Business
Financial statement information is most useful if owners and managers can use it to improve their company’s profitability, cash flow, and value. Getting the most mileage from financial statement data requires some analysis.
Mar 10, 2014
Jan 23, 2014
Ratios Can Provide Answers
How’s business?  Most business owners can answer that question without consulting a financial statement.  But what if someone asks about “return on assets” or “average collection period”?  To answer those questions, you need the help of financial ratios.
Jan 23, 2014
Aug 17, 2011
Preparing a Business Plan

I.    Introduction        If you don’t know where you are going, how will you know when you are lost?     1. Why a business plan?         a. Provides a road of what is to be accomplished and to learn a great deal about your industry and

Aug 17, 2011
Jan 20, 2010
Are You Managing Your Working Capital?

Next to cash on deposit at your financial institution, working capital is the most important asset in your business. Working capital is defined as the current assets minus current liabilities. Current assets consist primarily of cash, accounts receivables and inventory

Jan 20, 2010
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