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Personal Checking

Which Plan is right for you—the Traditional, e-ssentials, or Optimum plan? As the only local, full-service community-owned financial institution in the Greater Rochester area, our relationship with you extends beyond the financial.  It's about you—the solutions you want and need today, and for the future.  

CNB Personal Checking:
  • No Fee Online Banking
  • No Fee Online BillPay
  • No Fee Mobile Banking
  • No Fee Personal Financial Management Tool -
    CNBudget Central
  • ATM or MasterMoney Debit Card*
  • Check Imaging
  • Chexmate Overdraft Protection**  

It's fast, easy and secure.

Open Online v2

Compare Plans

Optimum Checking Account

Maximize your money.

Traditional Checking Account

Easy, convenient, and reliable.

*Subject to approval.

**Subject to credit approval.