Mortgage
CNB Mortgage Solutions:
- Portfolio Mortgages - Various amortization terms available (30, 20, 15 year).
- Fixed Rate Mortgages - Lock in an interest rate for the entire term of mortgage.
- Construction Mortgages - Flexible draw schedules, competitive rates during construction.
- Special Loan Programs - VA, FHA, Adjustable Rate Mortgage (ARM).
- Home Equity - Put the equity in your home to use with one of our home equity solutions.
- Homebuyer Dream Program™ - Grant program to assist with the purchase of first home.
Cleared to Close
Make your offer as strong as cash.
Similar to a cash guarantee, our Cleared to Close Program provides a fully underwritten mortgage commitment and is often more accessible for buyers.
Exceptional Customer Service
Seasoned Professionals.
Our experienced, local experts will work with you from prequalification to mortgage closing, helping you find the loan that you can feel comfortable with.
Direct Access to Your Mortgage Loan Originator
By using the Mobile App & ToolKit.
Download our customized mortgage app to access helpful and educational mortgage tools. Personalized to each mortgage loan originator, enjoy direct access to their mobile business card and contact information with one click.
Discover the CNB difference.
As the only local, full-service, community-owned financial institution in the Greater Rochester Area, CNB is investing in you, your business, and your community. At CNB Mortgage Company we strive to make the mortgage process swift and simple - with local decision making and loan processing. Our experts will find a mortgage solution to fit your needs, offering portfolio mortgages, fixed rate mortgages, construction loans, home equities and Special Loan Programs.
SAFE Act Compliance & Mortgage Loan Originator Information
Canandaigua National Bank & Trust and CNB Mortgage Company comply with all registration requirements for Mortgage Loan Originators (MLOs) in compliance with the federal Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act). If you would like additional information related to one of our MLOs, please use the following link to access the Nationwide Mortgage Licensing System and Registry: http://www.nmlsconsumeraccess.org/
CNB Mortgage Company - Licensed New York Mortgage Banker, NYS Department of Financial Services, NMLS ID 213408.
CNB Mortgage Company is a wholly owned subsidiary of Canandaigua National Bank & Trust.
Canandaigua Office - 72 South Main Street, Canandaigua, NY 14424, (585) 394-9100 | Pittsford Office - 63 Monroe Ave, Suite A, Pittsford, NY 14534, (585) 385-2370
