Great Rates. Flexible Terms. Smarter Savings.
Choose the CD option to reach your goals. Earn a competitive rate and watch it grow.
Optimum CD Specials²
One Great Rate -
You choose the term!
7-Month | 13-Month
4
.00
%APY1
- We reward relationships - Enjoy preferred CD rates as a benefit of our Optimum Checking Account.
- $500 minimum to open account.
- Rates are valid as of 5/14/2025.
New Money CD Special³
New or Expanded
Relationships
11-Month New Money
4
.25
%APY1
- Act Now - Special rate available for a limited time.
- Minimum $10,000 in New Money required to open account.
- Rates are valid as of 5/14/2025.
1-Month CD Special
Short Term
Flexibility
1-Month
3
.00
%APY1
- Fixed rate and quick access - no long commitment needed.
- $500 minimum to open account.
- Rates are valid as of 5/14/2025.
View all CD Specials