Coming Soon: As an organization committed to evolution and forward progress, we will be implementing some exciting updates. As a result, cnbank.com will be unavailable Saturday, June 14th from 7:00PM until approximately 3:00AM, Sunday, June 15th.

Health Savings Account

CNB and leading provider, HSA Bank, have teamed up to bring HSAs to our consumers. An HSA is a tax-favored account used in conjunction with an HSA-compatible health plan – allowing you to contribute funds on a pre-tax or tax-deductible basis, which you may use for eligible medical expenses.

With an HSA you can:

  • Make deposits and withdrawals at any of our convenient CNB Bank Offices.
  • Gain the exceptional customer service expected of CNB, with the experience of HSA Bank.
  • Utilize HSA Bank's online account management services made available to you.

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Contributions are Tax-Deductible

If contributed to HSA account through a payroll deduction - they are pretax.
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Tax-Free Interest

The interest earned on the HSA account is all tax-free and the owner can make tax-free withdrawals for qualified medical expenses.
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Dedicated Call Center

Access to the HSA Call Center available 24 hours a day, 7 days a week - (800) 357-6246.
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Enroll Online or by Phone

Online enrollment is quick and easy or enroll by phone by calling (800) 357-6246.

Canandaigua National Bank & Trust