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Someday, your family will receive your assets from your estate. Will the transfer be tax efficient and safe for them? Or will it be expensive and risky? That is the fundamental choice you make with your estate plan.
Life insurance makes up a large portion of the estate assets of most individuals. However, many people are unaware that life insurance proceeds may be subject to federal estate taxes.
The tax laws offer valuable opportunities to those who care to seek them out. For example, here’s how you might use a charitable gift to increase the amount of wealth you can transfer to your heirs. Taking advantage of this
Although the holidays are long forgotten, you may still want to consider giving gifts this year. A well planned program of gifts to loved ones can preserve more of your wealth for your family by reducing the size of your
72 South Main Street, Canandaigua NY 14424800.724.2621 | 585.394.4260